United Benefit Advisors Insight and Analysis Blog

Bill Olson

VP, Marketing & Communications at United Benefit Advisors

Recent Posts

Weeding Out Low Performers

Posted by: Bill Olson    Apr 5, 2016 3:34:43 PM

Every workplace has its fair share of slackers and goof-offs, but it’s what an employer does with those employees that solidifies its corporate culture as one of high or low performance.

Employers that ignore low-performing employees risk more than just productivity.

Read More

Topics: employee engagement, Society for Human Resource Management, productivity

Top Talent Prefers Being Recruited Via Their Mobile Device

Posted by: Bill Olson    Mar 17, 2016 8:00:00 AM

If you haven’t noticed, newspapers are shrinking in size. Fewer people, especially the younger demographic of 18- to 40-year-olds, read them and this especially applies to when they’re searching for jobs. Employers who continue to use only the older methods of recruitment – classified ads and job boards – may not attract the most coveted applicants due to them not seeing the posting, or worse, feeling that the company looking to fill the position is old-fashioned and not technologically up to date.

Read More

Topics: job search, recruitment, mobile recruiting

UBA Survey Reveals Industry Differences in Health Savings Accounts

Posted by: Bill Olson    Mar 11, 2016 12:00:00 PM

We recently took a look nationwide at the best and worst health savings accounts (HSAs) for singles and families. When you slice the UBA survey data by industry, some big differences emerge there as well.

Read More

Topics: health care costs, health reimbursement arrangements, health savings accounts, HRA, HSA, account-based plans

Best and Worst Health Savings Accounts for Singles, Families

Posted by: Bill Olson    Mar 1, 2016 12:00:00 PM

We’ve just released the latest findings from the UBA Health Plan Survey related to how health reimbursement arrangements (HRAs) and health savings accounts (HSAs) are being used among employers. (Spoiler alert: California employers lead the way with the most generous account-based plans.)

Read More

Topics: health savings account, health reimbursement arrangements, HRA, HSA, UBA Health Plan Survey

The Team That Eats Together Performs Better

Posted by: Bill Olson    Feb 23, 2016 12:00:00 PM

Do your employees often eat alone? If so, you may be missing an opportunity, according to an article on the Society For Human Resource Management's website titled, "Breaking Bread At Work Boosts Bottom Line, Study Claims."

Read More

Topics: eating at work, SHRM, Society for Human Resource Management, improved performance, collaboration

Post-PACE, UBA Conducts State-By-State Survey of Small Group Definitions

Posted by: Bill Olson    Feb 18, 2016 12:00:00 PM

Group of peopleThe newly enacted PACE Act offered significant relief to employers with 51 to 99 employees who, under the Patient Protection and Affordable Care Act (ACA), would otherwise have been subject to community rating.

Read More

Topics: ACA, PPACA, community rating, Danielle Capilla, Affordable Care Act, PACE Act, small group insurance market, small group definition

How Do Your Copays and Deductibles Stack Up? Benchmark Your Employees' Out-of-Pocket Costs

Posted by: Bill Olson    Feb 2, 2016 12:00:00 PM

As many analysts projected, premiums continue to rise, forcing many employers to manage this expanding price tag by shifting costs to their employees. As UBA reported in its breaking news, this cost shifting took the form of higher deductibles, out-of-pocket maximums, and copays for both singles and families.

Read More

Topics: health care costs, out-of-pocket limits, UBA Health Plan Survey, health care deductibles

ACA Penalties and Taxes and Fees — Oh My!

Posted by: Bill Olson    Jan 28, 2016 12:00:00 PM

Employers breathed a sign of relief when the looming Cadillac tax was delayed. But are you subject to other fees and penalties under the ACA? The ACA has introduced a multitude of new fees that employers must pay, in addition to penalties for non-compliance with employer shared responsibility rules. These dollar amounts change annually, as does the percentage amount used to calculate affordability in relation to the ACA. UBA’s new ACA Advisor, “Patient Protection and Affordable Care Act Fees, Penalties” gives a quick reference summary of the key 2015 and 2016 fees and penalties associated with the ACA.

Read More

Topics: ACA, Transitional Reinsurance Fee, Cadillac Tax, minimum essential coverage, Affordable Care Act, PCORI Fee, ACA penalties

Being Hyper Aware of Hypertension

Posted by: Bill Olson    Jan 26, 2016 12:00:00 PM

As wellness programs continue to flourish particularly among large employers, a discovery is being made about one of the most important health conditions – hypertension. Hypertension (also known as high blood pressure) is a medical issue where the pressure of the blood in a person’s cardiovascular system is constantly elevated. According to the Mayo Clinic, a person can have high blood pressure for years without any symptoms. Yet even without symptoms, damage to arteries, blood vessels, and even the heart continues until serious health issues, including a heart attack and stroke, happen.

Read More

Topics: wellness, health care costs, health screening, hypertension, biometric screening

How to Benchmark Your Health Plan

Posted by: Bill Olson    Jan 19, 2016 12:00:00 PM

Are you benchmarking your health plan correctly? If you are using data from your carrier or a small study of only large employers, chances are you are not effectively analyzing your rates. To truly benchmark your plan, you need to compare your plan to others in your state, industry, and size category.

Read More

Topics: health insurance premiums, health plan benchmarking, Group health plans, UBA Health Plan Survey