United Benefit Advisors News and Press Releases

As Grandmothering Expires, Employer-Sponsored Health Plans See Proposed Renewal Rates of 11 Percent in 2015

Posted by: Bill Olson    September 10, 2015 at 1:35 PM

Number of employers delaying renewal dates to December 1 increased 3.1 percent from 2014 to 2015 

Average annual health plan cost per employee for all plans is $9,736 (2.4% increase since 2014)

Employers in states that allowed “grandmothering” – the extension of non-ACA-compliant plans – are now seeing proposed health plan rate increases of 11 percent, on average, according to the 2015 United Benefit Advisors Health Plan Survey. Many employers, particularly small to mid-size, are still delaying the effects of the Affordable Care Act (ACA). Seventy-three percent of plans in the survey have a renewal date on or after December 1, 65.4% of which were small businesses in the fewer than 100 employee market. Employers in the under 50 employee market saw a 2.1 percent increase in renewals after December 1, 2015, compared to 2014. On average, employers this year saw only a modest 2.4 percent increase in annual health plan cost per employee.

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Self-Funded Pharmacy Plans Becoming More Popular Among Large Employers

Posted by: Bill Olson    September 3, 2015 at 12:00 PM

UBA Survey Finds Self-Funded Pharmacy Plans Have Increased Nearly 30 Percent in Five Years


As a result of the Patient Protection and Affordable Care Act (ACA) triggering cost increases for fully insured employer-sponsored health insurance plans, more employers are moving to a self-funded model for pharmacy plans, particularly among large employers (1,000+ employees), according to data released from the 2014 United Benefit Advisors (UBA) Health Plan Survey.

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