United Benefit Advisors News and Press Releases

Survey: PPO Deductibles Increase Fifty Percent in 2016, Employer Costs Remain Steady

Posted by: Bill Olson    August 23, 2016 at 8:00 AM

Employees Take On More Cost for Lower Coverage

The median in-network deductible on an employer-sponsored PPO health plan increased 50 percent, from $1,000 to $1,500 in 2016, yet employer costs remain steady, according to the newly released 2016 Health Plan Survey from United Benefit Advisors (UBA), the nation’s largest independent survey of employer-sponsored benefits. Despite these significant deductible increases, nearly half of all employees continue to enroll in PPO plans, finds UBA.

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Topics: Carol Taylor, Les McPhearson, UBA Health Plan Survey, D & S Agency, health care cost, health care deductibles

Three out of Four U.S. Employers To Be Hit with Cadillac Tax by 2022

Posted by: Bill Olson    December 9, 2015 at 9:00 AM

Even Bronze-Level Plans Subject to Excise Tax, Finds UBA Survey

Many employers falsely assume that the Cadillac tax will apply only to the richest plans. However, newly release data from the 2015 UBA Health Plan Survey shows that even the lowest quality “Bronze-level” health insurance plans on the Affordable Care Act (ACA) exchanges are at risk of triggering the tax, potentially affecting 74 percent of employers by 2022.

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Topics: ACA, PPACA, Carol Taylor, Les McPhearson, Cadillac Tax, UBA Health Plan Survey, PPACA fees

Employers Use of Multi-Tier Pharmacy Benefits Continues to Rise

Posted by: Bill Olson    July 29, 2015 at 12:00 PM

UBA Survey Finds Number of 4-tier Plans Have Increased Nearly 142 Percent in Five Years

 

Most employers have been using multi-tier prescription drug plans for many years, but new data released from the 2014 UBA Health Plan Survey shows a significant increase in the use of 4-tier plans, which typically cover the highest cost drugs, as well as major increases in corresponding median copays -- a trend that is expected to continue, according to UBA.

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Topics: employers, Carol Taylor, United Benefit Advisors, Les McPhearson, multi-tier pharmacy benefits, UBA Survey, Mark Bagnall, BAGNALL, Pamala McIntire, Mark Kmety, Mesirow Financial, Kathy Thomas, Mike Mulqueeney, Johnson & Dugan Insurance Services Corporation, D & S Agency, Reames Employee Benefit Solutions, Elizabeth Thomas, Albers & Company, TrueNorth Companies