United Benefit Advisors Insight and Analysis Blog

New Guidance from CMS on Accommodation Revocation Notices under the Contraception Mandate Exemption

Posted by: Danielle Capilla    Dec 19, 2017 9:30:00 PM

Two tri-agency (Internal Revenue Service, Employee Benefits Security Administration, and Centers for Medicare and Medicaid Services) Interim Final Rules were released and became effective on October 6, 2017, and were published on October 13, 2017, allowing a greater number of employers to opt out of providing contraception to employees at no cost through their employer-sponsored health plan.

Read More

Topics: contraception coverage, religious opposition to contraception, Group health plans

Contraception Mandate Rolled Back for Employers

Posted by: Danielle Capilla    Oct 19, 2017 9:30:00 AM

Two tri-agency (Internal Revenue Service, Employee Benefits Security Administration, and Centers for Medicare and Medicaid Services) Interim Final Rules were released and became effective on October 6, 2017, and will be published on October 31, 2017, allowing a greater number of employers to opt out of providing contraception to employees at no cost through their employer-sponsored health plan.

Read More

Topics: contraception coverage, group health insurance, Affordable Care Act

Preventive Services Final Rules

Posted by: Danielle Capilla    Aug 6, 2015 12:00:00 PM

Federal agencies released final regulations on the preventive services mandate of the Patient Protection and Affordable Care Act (ACA) that requires non-grandfathered group health plans to provide coverage without cost-sharing for specific preventive services, which for women include contraceptive services.

Read More

Topics: ACA, PPACA Affordable Care Act, contraception coverage, religious opposition to contraception, Cost-Sharing, group health insurance, preventive services, Danielle Capilla

What Employers Need to Know about SCOTUS Hobby Lobby Ruling

Posted by: Bill Olson    Jul 2, 2014 1:05:00 PM

On June 30, 2014 the U.S. Supreme Court issued a decision in a case generally referred to as the Hobby Lobby case. Hobby Lobby is a family-owned for-profit corporation. The family that owns Hobby Lobby strongly believes that it would violate their deeply held religious values and obligations to provide coverage for four of the types of contraception that non-grandfathered plans must cover as preventive care. (The four drugs -- two types of IUDs and two types of "morning after pills" -- operate in a manner that violates their belief that life begins at conception.) Hobby Lobby sued HHS on the basis that the requirement to cover these contraceptives violates the Religious Freedom Restoration Act of 1993. The Court held that:

Read More

Topics: health insurance exchanges, private insurance exchange, health marketplace, employee wellness, PPACA, retirement, small group employers, hobby lobby, birth control, family planning, contraception coverage, benefit communication, benefit consultants, benefit management, compliance with health care reform, employee health, group health insurance, healthcare consumerism, health plan compliance, health reimbursement account, insurance solutions, medical plan, self funded health plans, Group health plans, small business