By Holly Parsons
The Wilson Agency, A UBA Partner Firm
Most employers are, unfortunately, all-too-familar with the traditional approach to disability management: employees must prove they’re disabled. While this traditional strategy may seem effective to some, research shows that its adversarial nature actually leads to higher costs due to more medical tests needed to demonstrate disability.
Ninety-five percent of disabilities are caused by illnesses, rather than accidents (1) – for this and many other reasons, employers should reevaluate their approach in handling employee absences. This startling statistic shows that illnesses are complex and often involve multiple factors that can, and do, prohibit a quick recovery.
The amount of information that an employer must understand regarding the Patient Protection and Affordable Care Act (PPACA) is, in one word, overwhelming. What might be neglected in that process, however, is a focus on educating their employees on the law and helping them to navigate the options available to them.