United Benefit Advisors Insight and Analysis Blog

I'm Proceeding with Exchange Notices, but How Do I Complete the Form?

Posted by: Mick Constantinou    Oct 1, 2013 3:19:00 PM

By Mick Constantinou, Advisor, Employee Benefits
Connelly, Carlisle, Fields, & Nichols, A UBA Partner Firm

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Topics: PPACA, health care reform, health insurance exchanges, hr consulting, employee communication, UBA, HR compliance

To Issue the Exchange Notice or Not To? That Is the Question.

Posted by: Linda Rowings    Sep 24, 2013 10:12:00 AM

By Linda Rowings
Chief Compliance Officer
United Benefit Advisors

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Topics: employee benefits, health care, health insurance exchanges, hr consulting, employee communication, UBA

Brushing Up On Your Employee Benefits Communication Skills

Posted by: Bill Olson    Sep 6, 2013 12:17:00 PM

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Topics: employee benefits, health care, HR webinars, hr consulting, employee communication, UBA

Help Your Employees Understand the Individual Mandate

Posted by: Bill Olson    Aug 15, 2013 1:00:00 PM

With all of the Patient Protection and Affordable Care Act (PPACA) regulations, the last thing employers want to do is worry about requirements that don’t apply.  One particular regulation that doesn’t necessarily concern employers is the individual responsibility requirement (also know as the individual mandate). 

And although the employer shared responsibility requirements have been delayed to 2015, the individual responsibility requirement is still scheduled to take effect in 2014. Under the individual mandate, most people residing in the U.S. will be required to have minimum essential coverage, or they will have to pay a penalty. Many individuals will be eligible for financial assistance, through premium tax credits (also known as premium subsidies), to help them purchase coverage if they buy coverage through the health insurance marketplace (also known as the exchange). 

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Topics: health care reform, employee benefits, health insurance, employee communication, UBA

Five Ways to Get Employees Engaged

Posted by: Holly Parsons    Jun 25, 2013 2:13:00 PM

By Holly Parsons
The Wilson Agency, A UBA Partner Firm

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Topics: hr consulting, employee engagement, employee communication, UBA

Developing a New Approach to Disability Management

Posted by: Bill Olson    Jun 18, 2013 1:48:00 PM

Most employers are, unfortunately, all-too-familar with the traditional approach to disability management: employees must prove they’re disabled. While this traditional strategy may seem effective to some, research shows that its adversarial nature actually leads to higher costs due to more medical tests needed to demonstrate disability.

Ninety-five percent of disabilities are caused by illnesses, rather than accidents (1) – for this and many other reasons, employers should reevaluate their approach in handling employee absences.  This startling statistic shows that illnesses are complex and often involve multiple factors that can, and do, prohibit a quick recovery.

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Topics: HR webinars, hr consulting, employee engagement, employee communication, UBA, absence management, disability management, absenteeism

Help Employees Make Health Care Reform Decisions

Posted by: Bill Olson    Jun 13, 2013 11:16:00 AM

The amount of information that an employer must understand regarding the Patient Protection and Affordable Care Act (PPACA) is, in one word, overwhelming. What might be neglected in that process, however, is a focus on educating their employees on the law and helping them to navigate the options available to them.

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Topics: PPACA, health care reform, health insurance exchanges, hr consulting, employee communication, UBA, HR compliance

Grow Your Business by Being Pro-Social

Posted by: Holly Parsons    May 29, 2013 10:53:00 AM

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Topics: employee satisfaction, employee wellness, employee engagement, employee communication, wellness, UBA

“Everybody’s Talking At Me… I Don’t Hear A Word They’re Saying,”

Posted by: Lesa Caputo    Apr 22, 2013 9:35:00 AM

By Lesa Caputo, Benefit Advisor
Beneflex Insurance Services, A UBA Partner Firm

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Topics: employee benefits, hr consulting, employee communication, UBA, HR compliance

Containing Health Care Costs with CDHPs

Posted by: William Kite    Mar 4, 2013 3:18:00 PM

William L. Kite, Jr.
Owner
D & S Agency, Inc., a UBA Partner Firm

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Topics: health care reform, health care, health care costs, employee communication, CDHPs