United Benefit Advisors Insight and Analysis Blog

How to Get Employees' Attention during Open Enrollment

Posted by: Mathew Augustine, GPHR, REBC    Oct 1, 2015 12:00:00 PM

It’s that time of the year – open enrollment season is here! Insurance carriers are presenting renewals and brokers are presenting ways to alleviate the cost pressure with innovative cost management strategies. HR and benefits professionals are under pressure to think out of the box and come up with new and improved benefit programs to engage employees. Benefits administration companies are busy getting staffed, trained and ready for long hours and last-minute client decisions. And employees are getting ready for the barrage of benefits-related communications that are coming their way.

Read More

Topics: employee engagement, employee benefits, Open Enrollment, Hanna Global Solutions, Mathew Augustine

EEOC Files Suit Over Wellness Program

Posted by: Linda Rowings    Sep 9, 2014 1:32:00 PM

The Equal Employment Opportunity Commission (EEOC) has sued an employer because the penalty it applied for not participating in its wellness program was, in the eyes of the EEOC, so high that participation was not, as a practical matter, “voluntary.” Under EEOC rules, an employer may conduct medical examinations, which includes obtaining medical histories and blood draws, only in limited situations. One of those permitted situations is a voluntary wellness program. Because the program did not qualify as “voluntary,” the questions employees were asked about their health on a health risk assessment, a blood draw, and a range of motion assessment violated the Americans with Disabilities Act (ADA), according to the EEOC’s Complaint.

Read More

Topics: health care reform, employee benefits, health care, health care costs, employee satisfaction, hr consulting, employee engagement, wellness, ancillary benefits, absence management, disability management, absenteeism, UBA Partner Firm, voluntary benefits, ACA, employee health, insurance solutions, medical plan, self funded health plans, disability insurance, wellness programs, HRA, health risk assessment, PPACA Affordable Care Act, health care reform

How The Marketing of Health Benefits Has Changed

Posted by: Bill Olson    Sep 4, 2014 12:46:00 PM

By Mathew Augustine, GPHR, REBC
CEO, Hanna Global Solutions

Read More

Topics: employee engagement, benefit communication, benefit consultants, benefit management, compliance with health care reform, employee health, group health insurance, healthcare consumerism, health plan compliance, health reimbursement account, HRA administration, insurance solutions, medical plan, talent retention

Overcoming Employee Disengagement

Posted by: Bill Olson    Aug 27, 2014 2:31:00 PM

By Peter Freska, CEBS, Advisor
The LBL Group 
A United Benefit Advisors Partner Firm 

Read More

Topics: health care reform, employee benefits, health care, health care costs, employee satisfaction, hr consulting, employee engagement, wellness, ancillary benefits, absence management, disability management, absenteeism, UBA Partner Firm, voluntary benefits, ACA, employee health, insurance solutions, medical plan, self funded health plans, disability insurance, wellness programs, HRA, health risk assessment

The Road to Better Absence Management

Posted by: Bill Olson    Aug 11, 2014 4:14:00 PM

By Stephen Coffman, Group Practice Leader
The Guardian Life Insurance Company of America  

Read More

Topics: health care reform, employee benefits, health care, health care costs, employee satisfaction, hr consulting, employee engagement, wellness, ancillary benefits, absence management, disability management, absenteeism, UBA Partner Firm, voluntary benefits, ACA, employee health, insurance solutions, medical plan, self funded health plans, disability insurance, wellness programs

How Long Commutes Impact Workplace Productivity

Posted by: Geoff Mukhtar    May 19, 2014 12:44:00 PM

What do all employees have in common? They all have a burning dislike for their morning commute! Let’s face it, it’s not the actual commute that most people dislike, it’s the hassle of dealing with traffic, long lines, and rude people that make the trip so despised.

Read More

Topics: health care reform, employee benefits, health care, health care costs, employee satisfaction, employee engagement, wellness, ancillary benefits, absenteeism, voluntary benefits, ACA, employee health, insurance solutions, medical plan, self funded health plans, wellness programs

Happy and Well: Employee Wellness Under Obamacare

Posted by: Bill Olson    Aug 21, 2013 4:00:00 PM

A recent article in Human Resource Executive Online shared a startling statistic: It takes about 16 years to realize a positive return-on-investment on employer-sponsored wellness programs. That’s a long time, and more importantly makes you wonder why we implement wellness programs at all? According to this article, it’s not so much about the health care dollars you gain back for your business with wellness programs, but more about how these initiatives can transform your company culture for the better.

Here’s a quick article excerpt:

“Edington believes wellness programs can't save enough in healthcare costs to make a difference – ‘maybe $200 to $300, at best’ – but he thinks a wellness program can create shareholder value.

Read More

Topics: employee benefits, employee wellness, HR webinars, employee engagement, wellness, UBA

Happy and Well: Employee Wellness Under Obamacare

Posted by: Bill Olson    Aug 21, 2013 2:20:00 PM

Read More

Topics: employee benefits, employee wellness, HR webinars, employee engagement, wellness, UBA

Five Ways to Get Employees Engaged

Posted by: Holly Parsons    Jun 25, 2013 2:13:00 PM

By Holly Parsons
The Wilson Agency, A UBA Partner Firm

Read More

Topics: hr consulting, employee engagement, employee communication, UBA

Developing a New Approach to Disability Management

Posted by: Bill Olson    Jun 18, 2013 1:48:00 PM

Most employers are, unfortunately, all-too-familar with the traditional approach to disability management: employees must prove they’re disabled. While this traditional strategy may seem effective to some, research shows that its adversarial nature actually leads to higher costs due to more medical tests needed to demonstrate disability.

Ninety-five percent of disabilities are caused by illnesses, rather than accidents (1) – for this and many other reasons, employers should reevaluate their approach in handling employee absences.  This startling statistic shows that illnesses are complex and often involve multiple factors that can, and do, prohibit a quick recovery.

Read More

Topics: HR webinars, hr consulting, employee engagement, employee communication, UBA, absence management, disability management, absenteeism