United Benefit Advisors Insight and Analysis Blog

Initial 2016 Health Plan Survey Results Are Out: PPO Deductibles Increase Fifty Percent, Employer Costs Remain Steady

Posted by: Bill Olson    Aug 24, 2016 10:30:00 AM

The 2016 UBA Health Plan Survey contains the validated responses of 19,557 health plans and 11,524 employers, who cumulatively employ over two and a half million employees and insure more than five million total lives. Of the preliminary findings, we see that employees continue to take on more cost for coverage. The median in-network deductible on an employer-sponsored PPO health plan (which nearly half of all employees enroll in) increased 50 percent, from $1,000 to $1,500 in 2016, yet employer costs remain steady.

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Topics: health care costs, PPO, UBA Health Plan Survey, health care deductibles

How Do Your Copays and Deductibles Stack Up? Benchmark Your Employees' Out-of-Pocket Costs

Posted by: Bill Olson    Feb 2, 2016 12:00:00 PM

As many analysts projected, premiums continue to rise, forcing many employers to manage this expanding price tag by shifting costs to their employees. As UBA reported in its breaking news, this cost shifting took the form of higher deductibles, out-of-pocket maximums, and copays for both singles and families.

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Topics: health care costs, out-of-pocket limits, UBA Health Plan Survey, health care deductibles