United Benefit Advisors Insight and Analysis Blog

EEOC Files Suit Over Wellness Program

Posted by: Linda Rowings    Sep 9, 2014 1:32:00 PM

The Equal Employment Opportunity Commission (EEOC) has sued an employer because the penalty it applied for not participating in its wellness program was, in the eyes of the EEOC, so high that participation was not, as a practical matter, “voluntary.” Under EEOC rules, an employer may conduct medical examinations, which includes obtaining medical histories and blood draws, only in limited situations. One of those permitted situations is a voluntary wellness program. Because the program did not qualify as “voluntary,” the questions employees were asked about their health on a health risk assessment, a blood draw, and a range of motion assessment violated the Americans with Disabilities Act (ADA), according to the EEOC’s Complaint.

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Topics: employee engagement, wellness, ancillary benefits, health care costs, ACA, disability management, voluntary benefits, employee satisfaction, UBA Partner Firm, employee benefits, hr consulting, health care reform, health care, wellness programs, absence management, absenteeism, disability insurance, health risk assessment, PPACA Affordable Care Act, employee health, insurance solutions, medical plan, self funded health plans, HRA

Overcoming Employee Disengagement

Posted by: Bill Olson    Aug 27, 2014 2:31:00 PM

By Peter Freska, CEBS, Advisor
The LBL Group 
A United Benefit Advisors Partner Firm 

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Topics: employee engagement, wellness, ancillary benefits, health care costs, ACA, disability management, voluntary benefits, employee satisfaction, UBA Partner Firm, employee benefits, hr consulting, health care reform, health care, wellness programs, absence management, absenteeism, disability insurance, health risk assessment, employee health, insurance solutions, medical plan, self funded health plans, HRA

The Road to Better Absence Management

Posted by: Bill Olson    Aug 11, 2014 4:14:00 PM

By Stephen Coffman, Group Practice Leader
The Guardian Life Insurance Company of America  

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Topics: employee engagement, wellness, ancillary benefits, health care costs, ACA, disability management, voluntary benefits, employee satisfaction, UBA Partner Firm, employee benefits, hr consulting, health care reform, health care, wellness programs, absence management, absenteeism, disability insurance, employee health, insurance solutions, medical plan, self funded health plans

How Long Commutes Impact Workplace Productivity

Posted by: Geoff Mukhtar    May 19, 2014 12:44:00 PM

What do all employees have in common? They all have a burning dislike for their morning commute! Let’s face it, it’s not the actual commute that most people dislike, it’s the hassle of dealing with traffic, long lines, and rude people that make the trip so despised.

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Topics: employee engagement, wellness, ancillary benefits, health care costs, ACA, voluntary benefits, employee satisfaction, employee benefits, health care reform, health care, wellness programs, absenteeism, employee health, insurance solutions, medical plan, self funded health plans

New PPACA Fees Strike Employers

Posted by: Josie Martinez    Feb 26, 2014 10:15:00 AM

By Josie Martinez
Senior Partner and Legal Counsel 

EBS Capstone, A UBA Partner Firm

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Topics: health care costs, ACA, employee benefits, health care reform, PPACA, benefit communication, benefit management, compliance with health care reform, Group health plans

IRS Issues Final Regulations on Employer Shared Responsibility (Play or Pay)

Posted by: Linda Rowings    Feb 13, 2014 1:47:00 PM

By Linda Rowings
Chief Compliance Officer
United Benefit Advisors

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Topics: ACA, Linda Rowings, employee benefits, health care reform, PPACA, benefit communication, benefit consultants, benefit management, compliance with health care reform

UBA's Most Popular Tools to Alleviate PPACA Stress

Posted by: Bill Olson    Jan 17, 2014 10:07:00 AM

To alleviate PPACA compliance anxiety, employers need resources that clearly explain which provisions affect them so they can make the best decisions. The following four guides will help you get started: 

1. Confused About What PPACA Changes To Make When? This compliance timeline helps employers prepare for key milestones related to: 

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Topics: health care costs, health insurance exchanges, employee benefits, hr consulting, health care reform, health care, PPACA

Regulatory Agencies Propose Expansion of “Excepted Benefits”

Posted by: Linda Rowings    Jan 13, 2014 8:49:00 AM

By Linda Rowings
Chief Compliance Officer
United Benefit Advisors 

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Topics: ACA, HRAs, health care reform, EAPs, Employee Assistance Programs, HIPAA, ERISA, Internal Revenue Code, Group health plans

Health Care Reform Compliance Roundup

Posted by: Bill Olson    Jan 3, 2014 6:00:00 AM

“The Only Thing That Is Constant Is Change."  ― Heraclitus.

When it comes to health plan compliance, this statement couldn’t be truer. The IRS and the Department of Health and Human Services (HHS) are constantly developing, revising and amending regulations related to the Patient Protection and Affordable Care Act (PPACA). While overwhelming, it’s still crucial for employers to keep pace with the plethora of changes since the regulations affect many facets of employee benefit planning, compensation, and taxes. It seems these days that benefit management needs to keep up with the law in addition to attracting and retaining employees. 

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Topics: compliance, ACA, UBA, employee benefits, hr consulting, health care reform, PPACA, HR compliance

Public Employees Feel Less Pinch from PPACA

Posted by: Thomas Mangan    Dec 23, 2013 12:28:00 PM

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Topics: health care costs, ACA, health insurance premiums, UBA 2013 Health Plan Survey, health care reform, health care, PPACA, Thomas Mangan