United Benefit Advisors Insight and Analysis Blog

How Large Employers are Responding to Health Care Reform

Posted by: Peter Freska    Sep 17, 2013 3:22:00 PM

Peter Freska, CEBS
Benefits Advisor
The LBL Group, A UBA Partner Firm

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Topics: health care reform, employee benefits, health care, health care costs, health insurance, hr consulting, UBA Partner Firm

Delay in Out-of-Pocket Caps - Will It Hurt?

Posted by: Josie Martinez    Sep 11, 2013 1:48:00 PM

By Josie Martinez, Senior Partner and Legal Counsel
EBS Capstone, A UBA Partner Firm 

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Topics: health care reform, employee benefits, health care, health care costs, health insurance, hr consulting, UBA, health insurance premiums, out-of-pocket caps, UBA Partner Firms

Brushing Up On Your Employee Benefits Communication Skills

Posted by: Bill Olson    Sep 6, 2013 12:17:00 PM

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Topics: employee benefits, health care, HR webinars, hr consulting, employee communication, UBA

Frequently Asked Questions about Grandfathered Plans

Posted by: Linda Rowings    Aug 30, 2013 3:08:00 PM

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Topics: health care reform, employee benefits, health care, health care costs, health insurance, hr consulting, compliance, Grandfathered health plans

An Uptick in Obesity Disability Claims

Posted by: Josie Martinez    Aug 26, 2013 9:41:00 AM

By Josie Martinez, Senior Partner and Legal Counsel
EBS Capstone, A UBA Partner Firm

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Topics: employee benefits, health care, employee wellness, wellness, disability management

Real Health Care Reform

Posted by: Holly Parsons    Aug 13, 2013 11:51:00 AM

Holly Parsons
VP Marketing & Business Development
The Wilson Agency

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Topics: health care reform, health care, health care costs, health insurance, employee wellness, wellness

Smoking Attestation is on the Honor System, Like Income Reporting

Posted by: Mick Constantinou    Aug 1, 2013 12:16:00 PM

By Mick Constantinou, Advisor, Employee Benefits
Connelly, Carlisle, Fields, & Nichols, A UBA Partner Firm

Provisions under the Affordable Care Act allow health insurers to charge smokers 50 percent higher premiums than nonsmokers for new individual policies sold beginning in 2014.  The question now is whether the final ruling on the tobacco surcharge will have the teeth necessary to promote healthier lifestyles.

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Topics: health care reform, health care, health insurance exchanges, health care costs, health insurance, wellness, UBA

Updated Analysis on the Employer Mandate Delay

Posted by: Bill Olson    Jul 25, 2013 3:24:00 PM

On July 3rd, immediately following the announcement of the employer mandate delay, we published preliminary analysis by Chief Compliance Officer, Linda Rowings on how employers would be affected. Within 24 hours, the New York Times, Employee Benefit News, ThomsonReuters and SHRM all contacted UBA for interviews and comment. In the days that followed the big news, other top industry publications sought UBA and its Partners for reactions, including: Workplace Weekly News and Compliance Week,

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Topics: health care reform, employee benefits, health care, hr consulting, UBA

Employer Mandate Delayed But Not Going Away…

Posted by: Josie Martinez    Jul 16, 2013 12:50:00 PM

By Josie Martinez, Senior Partner and Legal Counsel
EBS Capstone, A UBA Partner Firm

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Topics: PPACA, health care reform, health care, UBA, HR compliance, compliance

Four Things You Should Know About the Employer Mandate Delay

Posted by: Thomas Mangan    Jul 3, 2013 10:57:00 AM

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Topics: PPACA, Thomas Mangan, health care reform, employee benefits, health care, health insurance, hr consulting, UBA