Peter Freska, CEBS
The LBL Group, A UBA Partner Firm
By Mick Constantinou, Advisor, Employee Benefits
Connelly, Carlisle, Fields, & Nichols, A UBA Partner Firm
Provisions under the Affordable Care Act allow health insurers to charge smokers 50 percent higher premiums than nonsmokers for new individual policies sold beginning in 2014. The question now is whether the final ruling on the tobacco surcharge will have the teeth necessary to promote healthier lifestyles.
On July 3rd, immediately following the announcement of the employer mandate delay, we published preliminary analysis by Chief Compliance Officer, Linda Rowings on how employers would be affected. Within 24 hours, the New York Times, Employee Benefit News, ThomsonReuters and SHRM all contacted UBA for interviews and comment. In the days that followed the big news, other top industry publications sought UBA and its Partners for reactions, including: Workplace Weekly News and Compliance Week,