United Benefit Advisors Insight and Analysis Blog

EEOC Guidance on National Origin Discrimination

Posted by: Nancy Bourque    Jan 31, 2017 9:30:00 AM

Recently, the Equal Employment Opportunity Commission (EEOC) issued new guidance on national origin discrimination. National origin discrimination is discrimination because an individual is, or the individual's ancestors are, from a certain place or has the physical, cultural, or linguistic characteristics of a particular national origin group, including Native American tribes. A member of one national origin group can discriminate against a member of the same group. While many of the previous rules and regulations remain intact, new protections have been added.

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Topics: discrimination, HR compliance, human resources, Title VII, workplace discrimination, national origin

Health Care Reform Compliance Roundup

Posted by: Bill Olson    Jan 3, 2014 6:00:00 AM

“The Only Thing That Is Constant Is Change."  ― Heraclitus.

When it comes to health plan compliance, this statement couldn’t be truer. The IRS and the Department of Health and Human Services (HHS) are constantly developing, revising and amending regulations related to the Patient Protection and Affordable Care Act (PPACA). While overwhelming, it’s still crucial for employers to keep pace with the plethora of changes since the regulations affect many facets of employee benefit planning, compensation, and taxes. It seems these days that benefit management needs to keep up with the law in addition to attracting and retaining employees. 

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Topics: compliance, ACA, UBA, employee benefits, hr consulting, health care reform, PPACA, HR compliance

The Transit Parity Roller Coaster

Posted by: Josie Martinez    Dec 2, 2013 12:51:00 PM

By Josie Martinez, Senior Partner and Legal Counsel 
EBS Capstone, A UBA Partner Firm

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Topics: transit benefit parity, UBA, employee benefits, hr consulting, HR compliance, UBA Partner Firms

Making Sense of the New Guidance Around HRAs

Posted by: Bill Olson    Nov 1, 2013 11:49:00 AM

On Sept. 13, 2013, the IRS issued details on permissible health reimbursement arrangements(HRAs), providing some clarification on minimum essential, minimum value and affordable coverage, and addressing payment of individual premiums through an employer-provided plan.

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Topics: compliance, ACA, HRAs, Health Reimbursement Accounts, health care reform, PPACA, HR compliance

Three Strategic Steps to Getting Your Business Ready for 2014

Posted by: Holly Parsons    Oct 22, 2013 2:24:00 PM

Mike Humphrey
Sr. Benefit Advisor
The Wilson Agency, a UBA Partner Firm 

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Topics: compliance, ACA, UBA Partner Firm, health care reform, PPACA, HR compliance

Boiling Down PPACA

Posted by: Bill Olson    Oct 21, 2013 1:26:00 PM

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Topics: compliance, ACA, employee benefits, hr consulting, health care reform, PPACA, HR compliance

IRS Issues Proposed PPACA Reporting Rules

Posted by: Bill Olson    Oct 2, 2013 3:41:00 PM

The IRS has issued the long-awaited rules on required reporting of minimum essential coverage (under Code Section 6055) and affordable, minimum value coverage (under Code Section 6056).  These rules will first apply to the 2015 calendar year, with the first reports due early in 2016.  The 6055 reporting will be done by the insurer for insured plans and the plan sponsor for self-funded plans.  The 6056 reporting will be done by large plans (50+ employees in the controlled group).  These rules are proposed so the ultimate requirements may change, but generally final rules are not significantly different than the proposed version. United Benefit Advisors has developed a summary of these reporting rules for employers. Download this summary today.

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Topics: employee benefits, health care reform, PPACA, HR compliance, IRS Reporting Rules

I'm Proceeding with Exchange Notices, but How Do I Complete the Form?

Posted by: Mick Constantinou    Oct 1, 2013 3:19:00 PM

By Mick Constantinou, Advisor, Employee Benefits
Connelly, Carlisle, Fields, & Nichols, A UBA Partner Firm

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Topics: employee communication, health insurance exchanges, UBA, hr consulting, health care reform, PPACA, HR compliance

DOL Announces Non-Enforcement of Marketplace/Exchange Notice

Posted by: Linda Rowings    Sep 13, 2013 10:59:00 AM

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Topics: health care costs, health insurance, health insurance exchanges, UBA, employee benefits, hr consulting, health care reform, HR compliance

The Real Story on Out-of-Pocket Maximums

Posted by: Linda Rowings    Aug 19, 2013 10:40:00 AM

By Linda Rowings
Chief Compliance Officer
United Benefit Advisors

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Topics: UBA, health care reform, PPACA, HR compliance