United Benefit Advisors Insight and Analysis Blog

How Health Benefits Differ Across the Country

Posted by: Thomas Mangan    Oct 25, 2013 11:31:00 AM

By Thomas Mangan
CEO, United Benefit Advisors 

Read More

Topics: health insurance, health insurance premiums, health plan benchmarking, UBA, employee benefits, hr consulting, health care, Thomas Mangan

Boiling Down PPACA

Posted by: Bill Olson    Oct 21, 2013 1:26:00 PM

Read More

Topics: compliance, ACA, employee benefits, hr consulting, health care reform, PPACA, HR compliance

What's My State Doing with Exchanges and Medicaid?

Posted by: Bill Olson    Oct 15, 2013 12:16:00 PM

States have two major decisions to make with respect to the Patient Protection and Affordable Care Act (PPACA) – whether they will run the health exchange themselves, and whether they will expand Medicaid to cover most individuals whose income is below 133 percent of the federal poverty level.

Do you know where your state stands, and what your options are? If not, read on…

Read More

Topics: employee communication, health insurance exchanges, ACA, UBA, hr consulting, health care reform, PPACA, Medicaid

I'm Proceeding with Exchange Notices, but How Do I Complete the Form?

Posted by: Mick Constantinou    Oct 1, 2013 3:19:00 PM

By Mick Constantinou, Advisor, Employee Benefits
Connelly, Carlisle, Fields, & Nichols, A UBA Partner Firm

Read More

Topics: employee communication, health insurance exchanges, UBA, hr consulting, health care reform, PPACA, HR compliance

To Issue the Exchange Notice or Not To? That Is the Question.

Posted by: Linda Rowings    Sep 24, 2013 10:12:00 AM

By Linda Rowings
Chief Compliance Officer
United Benefit Advisors

Read More

Topics: employee communication, health insurance exchanges, UBA, employee benefits, hr consulting, health care

ACA Driving Self-Funding to the Smaller Market

Posted by: Josie Martinez    Sep 20, 2013 10:38:00 AM

By Josie Martinez, Senior Partner and Legal Counsel
EBS Capstone, A UBA Partner Firm

Many U.S. employers offer self-funded insurance plans, with most of them purchasing stop-loss coverage from insurance providers.  Historically, most of these companies have been large employers.  However, given the fact that self-funded companies could avoid many PPACA regulations, more companies, particularly those will less than 100 employees, are considering this alternative strategy.  Popularity for self-funding comes at a time when employers, both small and large, are looking for more flexibility and lower costs while at the same time maintaining control in the design and financing of employee benefits.  To further this cause, carriers are now providing more self-funding options for smaller groups in an effort to satisfy employers’ interests and provide their clients with creative solutions to control and lower costs.   

Read More

Topics: health care costs, health insurance, employee benefits, hr consulting, health care reform, PPACA, self-funding

How Large Employers are Responding to Health Care Reform

Posted by: Peter Freska    Sep 17, 2013 3:22:00 PM

Peter Freska, CEBS
Benefits Advisor
The LBL Group, A UBA Partner Firm

Read More

Topics: health care costs, health insurance, UBA Partner Firm, employee benefits, hr consulting, health care reform, health care

DOL Announces Non-Enforcement of Marketplace/Exchange Notice

Posted by: Linda Rowings    Sep 13, 2013 10:59:00 AM

Read More

Topics: health care costs, health insurance, health insurance exchanges, UBA, employee benefits, hr consulting, health care reform, HR compliance

Delay in Out-of-Pocket Caps - Will It Hurt?

Posted by: Josie Martinez    Sep 11, 2013 1:48:00 PM

By Josie Martinez, Senior Partner and Legal Counsel
EBS Capstone, A UBA Partner Firm 

Read More

Topics: health care costs, health insurance, health insurance premiums, UBA, employee benefits, hr consulting, health care reform, health care, UBA Partner Firms, out-of-pocket caps

Brushing Up On Your Employee Benefits Communication Skills

Posted by: Bill Olson    Sep 6, 2013 12:17:00 PM

Read More

Topics: HR webinars, employee communication, UBA, employee benefits, hr consulting, health care