United Benefit Advisors Insight and Analysis Blog

PPOs Dominate Despite Savings with HMOs and CDHPs

Posted by: Bill Olson    Nov 7, 2017 9:30:00 AM

The findings of our 2017 Health Plan Survey show a continuation of steady trends and some surprises. It’s no surprise, however, that costs continue to rise. The average annual health plan cost per employee for all plan types is $9,934, an increase from 2016, when the average cost was $9,727. There are significant cost differences when you look at the data by plan type.

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Topics: PPO, health plan cost trends, UBA Health Plan Survey, preferred provider organization

Initial 2016 Health Plan Survey Results Are Out: PPO Deductibles Increase Fifty Percent, Employer Costs Remain Steady

Posted by: Bill Olson    Aug 24, 2016 10:30:00 AM

The 2016 UBA Health Plan Survey contains the validated responses of 19,557 health plans and 11,524 employers, who cumulatively employ over two and a half million employees and insure more than five million total lives. Of the preliminary findings, we see that employees continue to take on more cost for coverage. The median in-network deductible on an employer-sponsored PPO health plan (which nearly half of all employees enroll in) increased 50 percent, from $1,000 to $1,500 in 2016, yet employer costs remain steady.

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Topics: health care costs, PPO, UBA Health Plan Survey, health care deductibles

Can "Focused" Provider Networks really maintain lower premiums? (Part 1)

Posted by: Elizabeth Kay    Sep 23, 2014 10:53:00 AM

By Elizabeth Kay
Compliance and Retention Analyst, AEIS
A United Benefit Advisors Partner Firm

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Topics: PPACA, HMO, PPO, Blue Shield of California