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Insurance Exchange
Power from Partners
Top Eight Questions
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Capabilities
UBA Purpose
History
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United Benefit Advisors Insight and Analysis Blog
Going Beyond Rainbows
IRS Expands Benefits That Can Be Provided Before HDHP Annual Minimum Deductible Is Met
All About Bravery
USPSTF Issues a Final Recommendation Giving PrEP an “A” Rating
The “Official” Lowdown on Physical Activity
Offboarding is Important
DOL, HHS, and Treasury Publish Final Rules on Health Reimbursement Arrangements
Preventing and Beating Burnout
IRS Releases Memo on 2-percent Shareholders’ Health Coverage Deductions
Get Ready for the Class of 2019
Health Savings Accounts: At the Intersection of Health Care and Wealth Care
Sabbaticals Can Benefit Employees and Employers
Supporting Mental Health in the Workplace
Update on Nondiscrimination Regulations Relating to Sex, Gender, Age, and More
What Eyewear Means in the 21st Century
Mentorship Matters
CMS Publishes 2020 Benefit Payment and Parameters Final Rule
Tips and tricks to help you stress less
CMS Releases 2020 Parameters for Medicare Part D Prescription Drug Benefit
Kids and Body Image
Protect your pet, protect yourself
Outside-the-box ways to spend time outdoors
Exercise and Health: The Mind-Body Connection
May is Mental Health Month
10 Reasons to Quit Tobacco
Bringing Design Thinking to HR
Is it Time for Unlimited Time off?
District Court Vacates Portions of the Association Health Plans Final Rule
Money Talks
HHS Releases Bulletin that Extends Grandmothered Plans Through 2020
Five key facts about blue light in the workplace
Ready to Spark Joy in Your Office?
Status of Court Case Challenging ACA Constitutionality
8 Ways to Better Manage Your Time
Changing marijuana laws impact HR
The future is freelancing
Easy food swaps to healthy-up your diet
Playing in the workplace
Weight Loss: Myths vs. Facts
More companies flirt with the idea of the four-day work week
IRS Releases Information Letter on Returning HSA Contributions to an Employer
Sharpen Those Soft Skills
Hot tips for winter driving
Who’s Ghosting Who?
DOL’s Annually Adjusted Federal Penalties
In Pursuit of a Better Meeting
Tackling Workplace Bullying
Seeds of Change
The Ins and Outs of Warming up and Cooling Down
Proposed 2020 Benefit Payment and Parameters Rule
Advance Informational Copies of 2018 Form 5500 Annual Return/Report
4 Ways to Help Employees Keep Their Resolution
IRS Releases 2019 Inflation-Adjusted Limits
Gen Z is Coming. Is Your Workplace Ready?
IRS Releases Indexed PCORI Fee
Some Companies Going Above and Beyond to Support Mothers and Fathers
Top 5 Blogs of 2018
Treasury, DOL, and HHS Release Two Final Rules on Contraceptive Coverage Exemptions
IRS Issues Specifications for Employer-Provided Substitute ACA Forms
Are Employers Smart to Deal with Student Debt?
Make Your Employer Brand More Purposeful
IRS Extends Due Date to Furnish ACA Forms to Participants and Provides Good Faith Penalty Relief
Your Voluntary Benefits Plan May Lead To A Tragic Result
Culture Questions
HHS Releases Inflation-Adjusted Federal Civil Penalty Amounts
Happier Holidays, the HR Way
It’s Flu Season...Again
IRS Releases Final Forms and Instructions for 2018 ACA Reporting
Giving Thanks in the Office
All Three Generations Need Income Protection
8 Ways to Relate to Time as a Realist
Tri-Agency Proposed Rule on Health Reimbursement Arrangements
Be the Boss You Want to See in the World
Choosing the Right Flexible Benefit for Employees
Making a Remote Team Work
Do you have a choice of where you will be taken care of?
Shrinking Talent Pools Mean Shifting Hiring Strategies
5 Social Media Tips For Insurance Brokers
Moments of Clarity: Being Transparent
Use Caution When Operating a Car or Dangerous Machinery
Yes, Boss/HR/Your Honor, That's My Email
IRS Releases Draft Forms and Instructions for 2018 ACA Reporting
Dear Brain, Please Let Me Sleep
DOL and IRS Release Additional Information on Association Health Plans
Facing Bias in the Workplace
Final Rule on Short-Term, Limited-Duration Insurance
Leveraging Generational Factors for Overall Success
Get Moving...To Live!
Managing Robots in the Work Force
UBA and Symetra to Host Plan Sponsor Webinar: "What's Driving Claim Costs and Employer Solutions"
Managing Employees in the Gig Economy
Final Rule on Short-Term Limited-Duration Insurance
Tools to Support Working Parents
6 Reasons Self-Funded Plans Are Gaining Popularity
Leveraging Generational Factors for Overall Success
Cobra Liability in Mergers and Acquisitions
A Real-Time Action Plan for Increased Revenue
Habit-Forming Tech
Solving Problems - While Increasing Employee Satisfaction
Question of the Month
Everyone Wins When Growth is the Goal
DOL Issues Final Regulations Regarding Association Health Plans
Addressing Mental Health Care at Work
Question of the Month: Penalties for failing to comply with Section 125 requirements
How Well do Your Employees Evaluate Risk?
What About Them?
To Identify the Best Candidate, Ask the Right Questions
Disability Income Protection is an Employee Benefits Rising Star
Let Data Deliver for You
5 Ways AI Is Revolutionizing Health Care
Leadership, Now with More Humility
Using Your Health Savings Account
The Future of the Office
The Hidden Liability in Group LTCi Plans
Can You Handle the Truth?
IRS Issues Transition Relief Notice for Plans with Male Sterilization or Contraceptive Benefits
Perk Up Your Benefits Packages
Inclusive Workplaces Benefit Everyone
IRS Issues Updated Employers Tax Guide to Fringe Benefits
Redefining Retirement
IRS Changes HSA Limit for 2018
Your Workplace May Want to Get Moving
U.S. Department of Labor Updates CHIP Notice
Why Work? For More than the Money
Understanding Clients’ IRS Play-or-Pay Penalty Assessment Letter
Eat to Live Well: Health Benefits of the Mediterranean Diet
Notifying Participants of a Plan Change
Beware of Tech Overload
Ribbon Cutting for New UBA Chicago Office
Higher Satisfaction Through Higher Education
Understanding W-2 Reporting under the ACA
New Guidance from CMS on Accommodation Revocation Notices under the Contraception Mandate Exemption
Advance Informational Copies of 2017 Form 5500 Annual Return/Report
Agencies Provide Relief for Group Plans and Donation Programs Affected by Hurricanes/Wildfires
With Below Average Cost, Increasing Enrollment, CDHPs Have Big Impact
IRS Updates Guidance on Play-or-Pay Penalty Assessments
Climate Leave: PTO for when the Wind Blows
Employee Benefit Plans and the House Republican Tax Reform Bill
Top 3 Frequently Asked Questions about Qualified Small Employer Health Reimbursement Arrangements
UBA Survey: Weary Families Get a Break While Singles See Out-of-Pocket Cost Increases
Latest IRS ACA Round Up (Including 2018 Cost-of-Living Adjustments)
Agencies Issue Proposed Rules and Plans
Build It and They Will Come? Group Health Plan Prevalence Doesn’t Always Drive Enrollment (Well, Except in CA)
PPOs Dominate Despite Savings with HMOs and CDHPs
Top 7 Trends from 2017 UBA Health Plan Survey
2017 Health Plan Survey Shows Sharp Rise in Group Healthcare Premiums
Benefit Plan Design: Charging Employees Different Premiums
IRS Releases Final Forms and Instructions for 2017 ACA Reporting
Contraception Mandate Rolled Back for Employers
President Trump Ends ACA Cost Sharing Reductions
October 2017 Executive Order on Healthcare
The Perk of Pets
Shhhhhh!
IRS Releases Draft Forms and Instructions for 2017 ACA Reporting
Are you addressing your employee’s financial health?
IRS Roundup: What Employers Need to Know about the Latest ACA Notices
VR for HR
Court Remands Wellness Regulations to EEOC for Reconsideration
Don't Put Up with the Bull of Bullying
The Killjoy of Office Culture
DOL Issues Compliance Guidance for Employee Benefit Plans Impacted by Hurricane Harvey
What You Need to Know about Dependent Care Flexible Spending Accounts
Understanding EAP Confidentiality
Small Businesses Healthcare Competitive, But Faces Two Big Challenges
What You Need to Know about Health Flexible Spending Accounts
Survey: Small Businesses Keeping Pace with Health Benefits Offered by Employers Nationwide
The COBRA Payment Process
Strategic benefits communication: Five key steps to success this open enrollment season
Wellness Programs – Getting Started and Remaining Compliant
Biting the Hand that Pays Them
When Grief Comes to Work
ERISA's "Church Plan" Exception
Determining COBRA Premiums for Fully Insured and Self-Funded Health Plans
Government and Education Employers Offer Richest HSA Plans
Best Practices for Initial COBRA Notices
Employer Strategies for Managing Prescription Drug Costs
Small Employers Ask about Form 5500
Extension of Maximum COBRA Coverage Period
How to Be a Magnetic Organization
Strategic Benefits Communication: Leverage Technology, But Keep It Personal – Part Four of a Five-Part Series
Top Misconceptions about Long Term Care Insurance
DOL Asks for MHPAEA Related Comments; Clarifies Eating Disorder Benefit Requirements
What Employers Need to Know about the Senate Proposed Healthcare Bill
A Country Polarized? Make Sure Your Office Isn’t
What Qualifying Events Trigger COBRA?
Small Employers Lead the Way in Funding HSAs
What Happens to Coverage When Employees Reduce Their Hours?
2018 Amounts for HSAs; Retroactive Medicare Coverage Effect on Contributions
Answers to the Top 4 Questions about Section 105(h) Nondiscrimination Testing
Qualified Small Employer Health Reimbursement Arrangements and ERISA
Well-Being Strategies for a Diverse Workforce, Building Value at an Individual Level
HSAs and Employer Responsibilities
Factor Emerging Trends, Generational Needs Into Wellness Programs
Why some companies offer an HRA
Strategic Benefits Communication: Integrating Voluntary Products Into Benefit Planning – Part Three of a Five-Part Series
HSAs vs. HRAs: Things Employers Should Consider
Is Your Wellness Program Compliant with the ACA, GINA and EEOC?
House Passes AHCA Bill in First Step to Repeal and Replace the ACA
Man-in-the-Middle Attacks on ePHI, HIPAA Enforcement in the News
The Pitfalls of Online Enrollment Systems
ACA Market Stabilization Final Rule
Why Private Exchanges Haven't Taken Off As Predicted
SBC Template and Required Addendums for Covered Entities under ACA Section 1557
Discovery for Health and Welfare Benefit Plans: Required ERISA Reporting—Form 5500
An Employer’s Guide to Navigating the ACA’s Strong Headwinds
The Future of Corporate Wellness – Where will we go from here?
Getting the Most Out of an Employee Assistance Program (EAP)
The Best Ways to Minimize Your Risk When Selecting a Stop Loss Carrier – Part 2
Self-Funding Dental: Leave No Stone Unturned
Automatic for the People
Strategic Benefits Communication: The Power of Knowing your Audience—Part Two of a Five-Part Series
CMS Allows States to Extend Life of "Grandmothered" or Transitional Health Insurance Policies
The Best Ways to Minimize Your Risk When Selecting a Stop Loss Carrier – Part 1
Workplace Cybersecurity Begins with Employees
Tax Treatment of Fixed Indemnity Health Plans
Emails Never Sleep: Employers Consider Email Expectations
Medicare Part D: Creditable Coverage Disclosures
The Changing Landscape of Employee Benefits
The “Line 22” Question: Which Box(es) Do I Check?
Are you about to run aground in calm waters?
Top Five Compliance Assessment Surprises
IRS Q&A About Employer Information Reporting on Form 1094-C and Form 1095-C
Strategic Benefits Communication: How Do You Measure Success?
Keeping Pace with the Protecting Affordable Coverage for Employees Act
Best and Worst States for Group Health Care Costs
Stemming the Tide of Opioid Abuse: A Brief Guide for Employers
Benchmarking Your Cost-Shifting Strategy
FAQ on HIPAA Special Enrollment; QSE HRAs Released
Cafeteria Plans: Qualifying Events and Changing Employee Elections
Good Sense Guide to Minimum Essential Coverage Forms 1094-C and 1095-C
Implications of the 21st Century Cures Act
EEOC Guidance on National Origin Discrimination
Who Are You Benchmarking Your Health Plan Against?
Long-Term Care: A Threat to Retirement Security
Solving the Prescription Puzzle
All That Glitters Is Not Gold in Employee Benefits
2017 Annual Limits Card Back by Popular Demand
Ouch! Department of Labor Form 5500’s Time-Intensive and Expensive Reporting Requirements Painful for Small Employers
Making Sense of Form 1095 Minimum Essential Coverage Reporting
Handling of Retaliation Complaints under Section 1558 of the Affordable Care Act
Identify and Evaluate the Impact of Your Wellness Program
Emphasis on Consumerism in Health Care Expected Post 2016 Elections
Interim Final Regulation on Maximum Civil Monetary Penalties
Regulations Regarding Short-Term Limited-Duration Insurance, Excepted Benefits, and Lifetime/Annual Limits
FAQs on Tobacco Cessation Coverage and Mental Health / Substance Use Disorder Parity
Wellness Wearables: Novelty or an Impact to the Health Care Industry?
Employer Exchange Subsidy Notices: Should You Appeal?
The Impact of Wearable Devices in the Healthcare Industry
IRS Delay in 6055 and 6056 Reporting for 2017
VOI vs. ROI: A Business Case for Wellness
Long-Term Care Insurance: Employee Education Makes the Difference
The Shift Away from Health Risk Assessments
State Guide to COBRA Supplemental Requirements
Employers and Employees Teeter on Healthcare Cost and Coverage Tightrope
UBA Special Report: 2016 Trends in Employer Wellness Programs
Frequently Asked Questions about the Transitional Reinsurance Fee (TRF)
Final Marital Status Definitions and Spouse/Partner Coverage Trends
2016 Election Results: The Potential Impact on Health and Welfare Benefits
UBA Survey: Grandmothering Protects Many Small Employers from Rate Increases
Employer FYI: Individual Mandate Requirements and Proposed Regulations
Going Where Others Fear to Tread: When COBRA and the FMLA Cross Paths
Employer Considerations When Offering Health Coverage under the SCA or DBA
2016 Health Plan Survey: Topline Trends at a Glance
Are Opt-Outs on the Way Out?
What to Expect in 2016 – Clarifying Some of the Confusion of the ACA
Survey: Enrollment in Consumer-Directed Health Plans Jumps 22 Percent Despite Increase in Plan Costs
Controlled Groups and Affiliated Service Groups: How They Apply to the ACA
Nondiscrimination Rules for Cafeteria Plans
Employment Eligibility: How to Handle Questions about Worker Identity
Reporting Minimum Essential Coverage
HIPAA Phase 2 Audits
Engagement Key to the Future of Private Exchanges
Why Care About Diabetes and What You Can Do as an Employer
Top Wellness Program Components
Educating Employees on Wellness Program Options
Cost Effective Wellness Strategies for Small Business Employers
Striving for a Culture Change in Your Wellness Program (Part 2)
Striving for a Culture Change in Your Wellness Program (Part 1)
IRS Proposes New Section 6055 Reporting Requirements for Self-Insured Employers
How to Realize the Full Potential of a Private Exchange
Do You Know Who Your Primary Care Physician Is? Well, You Should.
HIPAA Phase 1 Audits
Initial 2016 Health Plan Survey Results Are Out: PPO Deductibles Increase Fifty Percent, Employer Costs Remain Steady
Salary Considerations under the New DOL Standards
Prescription Drug Copay Trends: Five-Tier Plan Benchmarks Emerge, Large Employers Hike Rates in Three-Tier Plans
The Real Promise of Private Exchanges Is Still Ahead
What is Essential? The Madness of Maintaining Job Descriptions Under the DOL
Which Employers Are Incentivizing Generic Drugs Over Brand Name?
It's not that simple!
Mail Order or Not?
How to Complete the IRS/SSA/CMS Data Match Report
See Which Employers Are Aggressively Increasing Rx Tiers for Cost Savings
Avoid Increased Penalties by Filing Annual Benefit Plan Reports on Time
New Benefits Target Employee Debt
ALE Employers Ask: Should Benefits Be Offered to Variable Hour Employees?
Industry Trends Emerge in Mail Order Drug Benefits
Affordability Safe Harbors May Not Be As Safe with New Overtime Exemption Rules
Employers Split on Whether to Self-Fund Prescription Drug Plans
Soaring Specialty Pharmacy Drug Prices Leave Consumers Feeling Rather Ill
IRS Reporting: Now What?
OSHA Reporting Changes: Employer Checklist
OSHA's Final Rule on Electronic Tracking of Workplace Injuries and Illnesses
What Employers Need to Know about the IRS-SSA-CMS Data Match Program
Extra, Extra! ACA Tax News, Read All About It!
Shining a Light on HIPAA Compliance for Health and Welfare Plans
Nondiscrimination Regulations Relating to Sex, Gender, Age, and More Finalized
Overtime Exemption Rules Arrive
In Focus: Digital Eye Strain and Vision Benefits
Same-Sex Marriages and Group Health Benefits
When It Comes to Employees' Financial Wellness, Face Time Matters
DOL Issues 31st FAQ on ACA Implementation
Don’t Let Terrorism Strike Your Disaster and Business Continuity Plans
Employers Ask: What Prevents Me from Reimbursing Individual Health Insurance Policies?
ACA Regulations Roundup (and Free Resources)
As Dragnet's Joe Friday Would Say, "Just the Facts, Ma'am." Get the Facts on COBRA Coverage – Who, When and How Long?
Moving from Employee Wellness to Employee Well-Being
Taxation of Identity Protection Services
What the DOL Wants During an Audit
Seven Common Mistakes That Could Trigger a DOL Audit
Don't Neglect Written Policies and Procedures
Group Healthcare Premiums by State: How does your plan stack up?
Top Five Best and Worst States for Group Health Plans
Weeding Out Low Performers
IRS Reporting Tip: Check the Right Boxes on Your Cover Sheet
What Is COBRA, and Does It Apply to My Business?
2017 Benefit and Payment Parameters Rule and HIP FAQ
When it comes to the "Cadillac" tax, there's no escaping death and taxes
Top Talent Prefers Being Recruited Via Their Mobile Device
Case Study: Using Data to Identify Healthcare Savings for a Mid-size Manufacturer
UBA Survey Reveals Industry Differences in Health Savings Accounts
Employers Ask: What happens to benefits eligibility during an unpaid leave of absence?
Proposed Summary of Benefits and Coverage Template and Updates
Best and Worst Health Savings Accounts for Singles, Families
The Team That Eats Together Performs Better
HRAs, HSAs, and Health FSAs – What's the Difference?
Post-PACE, UBA Conducts State-By-State Survey of Small Group Definitions
Top 10 Questions about the Minimum Value Penalty
Designing Your HRA or Flex Contributions to Meet Affordability Requirements
Minimum Value: HRA Contributions and Flex Credits
IRS Updates FAQs Related to 6055/6056 Reporting
How Do Your Copays and Deductibles Stack Up? Benchmark Your Employees' Out-of-Pocket Costs
ACA Penalties and Taxes and Fees — Oh My!
Being Hyper Aware of Hypertension
Should Employers Opt Out of Their Coverage Opt-Out Program?
How to Benchmark Your Health Plan
IRS Provides Major Delay in 6055 and 6056 Reporting
Top 8 Free (!) UBA Healthcare Cost and Compliance Resources for Employers
Top 10 UBA Blogs from 2015 Reveal Hot Button Healthcare Issues for Employers
COBRA and the Affordable Care Act
Gift for Employers: Cadillac Tax Delayed
Agencies Issue Final Rule on Grandfathered Health Plans and Other Initiatives
Proposed Benefit Payment and Parameters Rule Released
Small Businesses No Longer Going for the Gold in Medical Insurance
Negotiating over COBRA Coverage – Use EXTREME CAUTION!
Cadillac Tax – Should employers be making changes now?
Template Letter to Employees about IRS Forms 1095-B and 1095-C
2016 Annual Limits Card Back by Popular Demand
Can Employers Access Current or Prospective Employee Social Media Accounts?
When the C-Suite Gets Seriously Sick
Who’s Eligible for Coverage? UBA Survey Looks at Dependents, Spouses, Hours Worked
UBA Health Plan Survey: Plans Popular with Employers Aren’t Always Tops with Employees
Healthcare Cost Reduction: Community Paramedicine as a New Primary Care Delivery Model
CMS Provides Clarity on PACE Act Implications for States
DOL Issues FAQ on Mental Health Parity and ACA Market Reform Provisions
2015 UBA Health Plan Survey Executive Summary Now Available!
Reporting and Plan Documents Under ERISA and Cafeteria Plan Rules
IRS Proposed Regulations Recognize Same Sex Marriage
Transitional Reinsurance Fee for Self-funded Group Health Plans
Cafeteria Plans: How to Handle Participant Contributions
UBA Partners Awarded Top Industry Award
IRS Notice on Minimum Essential Coverage Reporting
Perfect Attendance! How to Handle Leaves of Absence under the ACA
How to Get Employees' Attention during Open Enrollment
Temporary Safe Harbor for Online Posting of SBCs
IRS Proposes Minimum Value Rule Change to Mesh IRS and HHS Rules
HHS Proposes First of Anticipated Nondiscrimination Regulations
2015 UBA Health Plan Survey: Preliminary Findings Are Out!
Affordable Care Act Information Returns
IRS Releases Draft 2015 Instructions for 6055/6056 Reporting
UBA Survey Finds Self-Funded Pharmacy Plans Have Increased Nearly 30 Percent in Five Years
The Vision in Health Plan Wellness
DOL Issues Guidance on Classification of Independent Contractors
IRS Issues Second Notice to Assist in Developing Cadillac Tax Regulations
Medicare Costs Explained
New Drugs for Some ... Will They Ultimately Cost Everyone an Arm and a Leg?
How to Motivate Employee Participation in Your Wellness Program
Trade Bill Increases ACA Reporting Penalties; Reinstates Tax Credit
Pharmacy Copays in Upper Tiers on the Rise, Coinsurance on the Rise
Preventive Services Final Rules
Employers Use of Multi-Tier Pharmacy Benefits Continues to Rise
IRS Provides Expatriate Plan Guidance
ACA’S ALE AIR – A Case for Outsourcing
Upcoming ERISA-related Supreme Court Cases to Watch
New ACA Implications for Cafeteria Plans: Change in Status and Changing Employee Elections
IRS Releases Draft 2015 Forms for 6055/6056 Reporting
Understanding Captive Insurance Arrangements
U.S. Supreme Court Finds Same Sex Marriage Is Protected by the 14th Amendment
U.S. Supreme Court Upholds ACA Subsidy Eligibility on Federal Exchanges
Mid-Size Employers and Transition Relief: How to Delay Offering Health Benefits until January 2016
Are Electronic Plan Documents ACA-Compliant?
Cost-Sharing Limits; Provider Discrimination FAQ Released
Preparing for a DOL Audit with a Mock Interview
Employers Procrastinating?
PCORI Fees Due July 31 for Many Health Plans. How Much Do You Owe?
So you’re being audited by the DOL. Are you ready?
Economic Trends and Human Resources
Preventive Service Requirement FAQ
It’s Not a Matter of “If,” But “When” You Get Audited By the U.S. Department of Labor
Stop-loss Contract Periods Explained
The Different Types of Stop-Loss Explained
Question of the Month: How is PPACA's "IRS Form W-2 safe harbor" regarding affordability calculated?
The Key to Reducing Health Care Costs – Have We Found It?
"Technology Doesn’t Always Beat Labor"
Two PPACA Taxes Might Get the Ax
Potential Employer Penalties under the Patient Protection and Affordable Care Act
Proposed Rule on Wellness Programs under the Americans with Disabilities Act
Region Matters When It Comes to HSA Funding, CDHP Adoption
Top 5 Questions about Medicare Secondary Payer Rules
Wraparound Excepted Benefits to Launch with Two Pilot Programs
Industry Differences Among Health Savings Accounts
SCOTUS and the Future of U.S. Health Care
Congress Taking (Small) Steps for Employee Wellness Programs
Cost Sharing Limits Changing for 2016
Supreme Court Hears Oral Argument in Subsidy Eligibility Battle
PPACA’s Impact on How CDHPs and HSAs Work Together
Definition of "Spouse" Updated for FMLA
Final Rule Issues Standards for Insurers and Marketplaces in 2016
Growing Pains: Why Adolescence Is About To Get That Much Harder
IRS Provides Details on Reimbursing Premiums for Individual Health Coverage or Medicare Part B, Part D, or Medigap for Active Employees
Agencies Provide Guidance on Single Benefit Products and Excepted Benefits
IRS Requests Input on the Cadillac Tax
Think 2014 tax forms are bad? Here come the 1094 and 1095 for 2015!
Highlights of Employer and Insurer Reporting Requirements
The RFP vs. the Two Step Process — Choosing Group Health Insurance
Why Buy Group Health Insurance through a Broker?
3 Tips for Developing a Charitable Giving Strategy for Your Company
The State of Healthcare Insurance – The Top Five Highest and Lowest Costs of Health Insurance
2015 Federal Poverty Guidelines
Will Health Insurance Soon Become Health Memberships?
IRS Releases Information and Forms for Satisfying the Individual Mandate and Claiming 2014 Premium Tax Credits
IRS Provides 2015 Mileage Rates and Guidance on Retroactive Transit Benefit Increase
Top 5 Questions About The “Cadillac” Tax
Proposed Changes to Summary of Benefits and Coverage (SBC)
Workers can expect to take on more of the burden of health care costs
The Impact of PPACA - Changing Times
Harvard Professors Fall Out Of the Ivory Tower with Health Care Hikes
Top 10 Blogs of 2014
Wellness Programs Feeling the Heat as the EEOC Increases Its Efforts - Part 3
Top 2014 UBA Publications for Employers
Are You Benchmarking Your Health Plan Correctly?
Wellness Programs Feeling the Heat as the EEOC Increases Its Efforts - Part 2, Federal Regulations
Proposed 2016 Benefit and Payment Parameters
Determining Minimum Value and Affordability
Wellness Programs Feeling the Heat as the EEOC Increases Its Efforts - Part 1
2015 Cost-of-Living Adjustments
2014 UBA Health Plan Survey Shows Rate Reprieve for Small Employers
Supreme Court Agrees to Rule on Availability of Premium Tax Credits
The “Play or Pay” Package
UBA 2014 Health Plan Survey Executive Summary Now Available
Group Health Plans That Do Not Cover Inpatient Hospital or Physician Services
Transitional Reinsurance Fee Filing Date Extended to December 5
Independent Contractor vs Employee
Can Employers Assist Employees with Premiums for Individual Plans?
Reference-Based Pricing and Cost-Sharing Limits
Requirement to Obtain a Health Plan Identifier (HPID) Delayed
Self-Funded Plans Must File Transitional Reinsurance Fee Form by November 15
Top Health Care Statistics
The Story Behind Minimal Changes in Plan Designs and Premium Rates
How Wellness Programs Affect Affordability and Minimum Value Calculations
Deadline Approaching for Larger Self-Funded Health Plans To Obtain a Health Plan Identifier Number
Determining If Dental and Vision Plans Are “Excepted Benefits”
Navigating Narrow or Focused Provider Networks (Part 2)
Skinny Plans and Minimum Value: Do these plans really pass the test?
A To-Do List for Sponsors of Self-Funded Group Health Plans
IRS Allows Additional Section 125 Change in Status Events
Is it Time to Revisit [or Review?] Your PEO Arrangement?
Can "Focused" Provider Networks really maintain lower premiums? (Part 1)
Universities Get Educated about PPACA
Four Simple Tips for Streamlining Open Enrollment
What to Include in an SBC
EEOC Files Suit Over Wellness Program
Religious Objections to Covering Contraceptives
How The Marketing of Health Benefits Has Changed
Highlights of the SBC Requirement
Overcoming Employee Disengagement
Dependent Eligibility: Top Three Reasons Why You Shouldn’t Audit
Part 3: The Affordable Care Act: Affordable ... or just an Act?
Part 2: The Affordable Care Act: Affordable ... or just an Act?
The Affordable Care Act: Affordable... or just an Act?
IRS Issues Drafts of Individual and Employer Responsibility Reporting Forms
The Road to Better Absence Management
Small Group Insured Plans and PPACA
Buyer Beware: Federal and State Law Issues with the FF-SHOP
Medical Loss Ratio (MLR) Rebate Deadline Approaching
Frequently Asked Questions about Grandfathered Health Plans
Courts Issue Opposite Rulings in PPACA Subsidies Cases
Why HSAs Linked to HDHPs are Making a Comeback
5500 Due Date Approaching
FMLA and Same-Sex Spouses
Top 10 FMLA Employer Mistakes
What Employers Need to Know about SCOTUS Hobby Lobby Ruling
PPACA Update: Highlights of the PCORI Fee
Pediatric Dental Benefits: Duplication of Coverage?
Top 5 Questions Large Employers Ask about PPACA Compliance
Feeling Sick about PPACA Penalties?
Delaying Use of the Federally Facilitated SHOP (FF-SHOP) Exchange May Save You Money
Getting Employees to Save More for Retirement
How Benefits Communication Boosts the Bottom Line
PPACA and COBRA Updates
Top 5 Questions about SHOP (Small Business Health Options Program)
Self-Funded Health Plans Must Obtain a Health Plan Identifier Number
How Long Commutes Impact Workplace Productivity
Help Employees Watch for Hidden Medical Fees
Employers Need to Prepare for Play or Pay Requirements
IRS Releases 2015 HSA Figures
Manage Benefit Costs Before They Manage You
How to Survive a DOL Audit
Do You Need to Amend Your Health and Section 125 Plans?
What Makes Wellness Work?
Small Businesses Received a Reprieve
IRS Releases Final Reporting Regulations
Play or Pay: The Facts about Paying the Penalties
New Out-of-Pocket Maximum Rules Explained
Waste in Health Care: Does Wastefulness Contribute to Excess Cost and Poor Quality?
Your “Dependents” Could be Costing You
Was another delay necessary?
Wellness Programs: Incentives for Non-Use of Tobacco, Activity-Based Alternatives
Why Generic Drugs Can Be The Better Choice
Out-of-Pocket Limits: Inclusions/Exclusions, Multiple Out-of-Pocket Limits, EHBs for Large Group/Self-Insured Plans
The Rise of Four-Tier Drug Plans and Prescription Copays
Amazon-ize Benefits, Control “Leakage” and Heal “Over Insured Syndrome”
BREAKING NEWS - IRS, HHS RELEASE ADDITIONAL FINAL REGULATIONS
The Latest Information on Preventive Care: First Dollar Coverage, Frequency Guidelines
With Tectonic Shifts in Health Care, Employer Opinions Count Big-Time
Summary of Eligibility Waiting Period Requirements
New PPACA Fees Strike Employers
Who’s Walking and Who’s Just Talking?
More on Skinny Plans: No Minimum Value Plans Continue to Be an Option
2014 Federal Poverty Guidelines
IRS Issues Final Regulations on Employer Shared Responsibility (Play or Pay)
Open Enrollment Issues for the Marketplace Over? Not Hardly!
Frequently Asked Compliance Questions
Funding Concierge Medicine Costs with HSAs/FSAs
What You Need to Know About the New Eligibility Waiting Period Provisions
Why Your Disability Insurance Audit is So Important
What “Play or Pay” Means in 2014
Attracting and Retaining Employees with Vision Benefits
UBA's Most Popular Tools to Alleviate PPACA Stress
Regulatory Agencies Propose Expansion of “Excepted Benefits”
Individual Insurance – What are my choices (California)?
Health Care Reform Compliance Roundup
Public Employees Feel Less Pinch from PPACA
Leadership is Leading the Way
Evaluating Private Exchanges
Private Exchange vs. Traditional Large Employer Coverage
Why? Because!
If PPACA Were the Joneses, “Keeping Up” Would Be Hard to Do
The Transit Parity Roller Coaster
Insurers Given Permission to Renew Policies That Don't Meet PPACA Requirements
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