Indianapolis, Ind., [June 10, 2014] -- 70% of Americans are behind schedule in saving for retirement, and half have less than $10,000 in savings, putting them at risk of not having enough resources to pay for basic retirement and health care costs, according to a recent survey*. United Benefit Advisors, the nation’s leading independent employee benefits advisory organization, in partnership with Principal Life, are hosting the complimentary webinar “Breaking Through the Barriers to Create Retirement Plans that Work for Everyone” on Thursday, June 19, 2014 at 2:00 pm EDT / 11:00 am PDT.