United Benefit Advisors Insight and Analysis Blog

UBA Survey: Weary Families Get a Break While Singles See Out-of-Pocket Cost Increases

Posted by: Bill Olson    Nov 21, 2017 9:47:00 AM

While the rate impact of the regulatory environment plays out, one thing is clear from the 2017 UBA Health Plan Survey: employers continue to shift a greater share of expenses to employees through out-of-pocket cost increases. While this is just one of 7 mega trends uncovered in the survey, it is particularly interesting this year because singles were hit more heavily than families as compared to years past.

Read More

Topics: UBA Health Plan Survey, out-of-pocket costs, health care trends, health care deductibles

Initial 2016 Health Plan Survey Results Are Out: PPO Deductibles Increase Fifty Percent, Employer Costs Remain Steady

Posted by: Bill Olson    Aug 24, 2016 10:30:00 AM

The 2016 UBA Health Plan Survey contains the validated responses of 19,557 health plans and 11,524 employers, who cumulatively employ over two and a half million employees and insure more than five million total lives. Of the preliminary findings, we see that employees continue to take on more cost for coverage. The median in-network deductible on an employer-sponsored PPO health plan (which nearly half of all employees enroll in) increased 50 percent, from $1,000 to $1,500 in 2016, yet employer costs remain steady.

Read More

Topics: UBA Health Plan Survey, PPO, health care deductibles, health care costs

How Do Your Copays and Deductibles Stack Up? Benchmark Your Employees' Out-of-Pocket Costs

Posted by: Bill Olson    Feb 2, 2016 12:00:00 PM

As many analysts projected, premiums continue to rise, forcing many employers to manage this expanding price tag by shifting costs to their employees. As UBA reported in its breaking news, this cost shifting took the form of higher deductibles, out-of-pocket maximums, and copays for both singles and families.

Read More

Topics: health care costs, out-of-pocket limits, UBA Health Plan Survey, health care deductibles