United Benefit Advisors Insight and Analysis Blog

The Best Ways to Minimize Your Risk When Selecting a Stop Loss Carrier – Part 2

Posted by: Steven Goethel    Apr 4, 2017 9:30:00 AM

In the first part of this two-part blog, I recommended a number of important items to keep in mind as you select a stop loss carrier. Additionally, here are a few other things you will want to look for, or ask about, when selecting a stop loss carrier. While this is not an exhaustive list, these are some of the most frequent items I have seen that cause issues or gaps in coverage.

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Topics: stop loss coverage, insurance cost control, medical necessity, health care claims, insurance risk management

The Best Ways to Minimize Your Risk When Selecting a Stop Loss Carrier – Part 1

Posted by: Steven Goethel    Mar 16, 2017 9:30:00 AM

The age-old adage, "you get what you pay for," certainly holds true in the stop loss industry. I cannot stress enough how important it is to look at more than just the premium rates on a spreadsheet.

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Topics: stop loss coverage, group benefit plans, employee benefits, coverage gaps, Steven Goethel, UMR, independent employee benefits advisors