United Benefit Advisors Insight and Analysis Blog

Top Five Compliance Assessment Surprises

Posted by: Bob Bentley    Feb 23, 2017 9:30:00 AM

Our Firm is making a big push to provide compliance assessments for our clients and using them as a marketing tool with prospects. Since the U.S. Department of Labor (DOL) began its Health Benefits Security Project in October 2012, there has been increased scrutiny. While none of our clients have been audited yet, we expect it is only a matter of time and we want to make sure they are prepared.

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Topics: compliance, ACA, COBRA, Affordable Care Act, Albers & Company, benefits compliance, Department of Labor audit, USERRA, life insurance, compliance assessment, Bob Bentley, benefits notices

Nondiscrimination Rules for Cafeteria Plans

Posted by: Danielle Capilla    Oct 13, 2016 10:30:00 AM

A cafeteria plan is an employer-provided written plan that offers employees the opportunity to choose between at least one permitted taxable benefit and at least one qualified employee benefit. There is no federal law that requires employers to establish cafeteria plans; however, some states require employers to have cafeteria plans for employees to pay for health insurance on a pre-tax basis.

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Topics: Danielle Capilla, cafeteria plan, nondiscrimination rules, benefits compliance, Section 125 plan

It's not that simple!

Posted by: Mathew Augustine, GPHR, REBC    Aug 2, 2016 10:30:00 AM

Exit or remain, welcome refugees or build a wall to keep them out, guns or no guns, black or white, include all or be exclusive… the list of extreme positions that people are taking goes on and on. What is driving this sudden increase in polarized thinking in the world? The world was getting smaller, technology was supposed to ”level the playing field,” and people were supposed to become more connected. What happened to the ”it’s a small world after all” thinking we hoped to grow up to realize?

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Topics: employee benefits consulting, Mathew Augustine, independent employee benefits advisors, benefits compliance

ALE Employers Ask: Should Benefits Be Offered to Variable Hour Employees?

Posted by: Danielle Capilla    Jul 12, 2016 10:30:00 AM

UBA’s compliance team leverages the collective expertise of its independent partner firms to advise 36,000 employers and their 5 million employees. Lately, a common question from employers is: How does an ALE determine whether or not a newly hired variable hour employee should be offered benefits?

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Topics: group health insurance, Danielle Capilla, applicable large employers, variable-hour employee, benefits compliance