United Benefit Advisors Insight and Analysis Blog

DOL Releases Advance Copies of Form 5500 and Related Instructions for 2019

Posted by: Karen Hsu    Dec 26, 2019 11:15:10 AM

The Department of Labor (DOL) released advance copies of Form 5500 Annual Return / Report (Form 5500) and related instructions for 2019.

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Topics: compliance, Form 5500, DOL

DOL Releases Final Overtime Rule, Effective January 1, 2020

Posted by: Bill Olson    Dec 24, 2019 10:08:34 AM

For many employers, overtime is a tricky issue. Should you offer it to all employees? Only hourly employees? How much time should they work before they are eligible? Effective January 1, 2020, this will be decided for any employers struggling to classify overtime status. Last September, the U.S. Department of Labor (DOL) announced a final rule to make 1.3 million American workers eligible for overtime pay under the Fair Labor Standards Act (FLSA). This final rule will reclassify employees across dozens of industries, though it will have the most impact on those falling below the newly designated salary threshold.

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Topics: DOL, FLSA, overtime, HR Elements

DOL, HHS, and Treasury Release Final FAQs on Mental Health / Substance Use Disorder Parity

Posted by: Karen Hsu    Nov 14, 2019 9:30:00 AM

The U.S. Departments of Labor (DOL), Health and Human Services (HHS), and the Treasury (collectively, the “Departments”) released final FAQs About Mental Health and Substance Use Disorder Parity Implementation and the 21st Century Cures Act Part 39. The Departments respond to FAQs as part of implementing the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA), as amended by the Patient Protection and Affordable Care Act (ACA) and the 21st Century Cures Act (Cures Act). The FAQs contain a model disclosure form that employees can use to request information from their group health plan or individual market plan regarding treatment limitations that may affect access to mental health or substance use disorder (MH/SUD) benefits.

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Topics: ACA, HHS, DOL, mental health, compliance recap, MHPAEA

DOL Issues Updated Medicaid / CHIP Model Notice

Posted by: Karen Hsu    Oct 10, 2019 10:36:48 AM

The Department of Labor (DOL) issued an updated Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP) Model Notice. Employers should distribute the updated model notice before the start of the plan year if they have any employees in a state listed in the notice.

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Topics: DOL, CHIP, compliance recap

Treasury, DOL, and HHS Issue FAQs on Enforcement of Final 2020 Benefit and Parameters Rule

Posted by: Karen Hsu    Sep 6, 2019 3:52:44 PM

On August 26, 2019, the Treasury, Department of Labor (DOL), and the Department of Health and Human Services (HHS) (collectively, the Departments) issued FAQs About Affordable Care Act Implementation Part 40 (FAQs) regarding enforcement of the final rule.

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Topics: HHS, DOL, compliance recap

District Court Vacates Portions of the Association Health Plans Final Rule

Posted by: Karen Hsu    May 2, 2019 5:42:05 PM

shutterstock_149240627As background, on June 19, 2018, the U.S. Department of Labor (DOL) issued a Final Rule that broadened the definition of “employer” and the provisions under which an employer group or association may be treated as an “employer” sponsor of a single multiple-employer employee welfare benefit plan and group health plan under Title I of the Employee Retirement Income Security Act (ERISA). 

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Topics: DOL, association health plans

DOL Issues Final Regulations Regarding Association Health Plans

Posted by: Karen Hsu    Jul 19, 2018 1:22:12 PM

On June 19, 2018, the U.S. Department of Labor (DOL) published Frequently Asked Questions About Association Health Plans (AHPs) and issued a final rule that broadens the definition of “employer” and the provisions under which an employer group or association may be treated as an “employer” sponsor of a single multiple-employer employee welfare benefit plan and group health plan under Title I of the Employee Retirement Income Security Act (ERISA).

 

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Topics: DOL, Department of Labor, association health plans

Preparing for a DOL Audit with a Mock Interview

Posted by: Bill Olson    Jun 23, 2015 12:00:00 PM

As the likelihood of an audit from the U.S. Department of Labor increases, every organization should be prepared so that this potential disaster can be handled with confidence. Conducting a mock audit can be key part of your prevention and preparation strategy.

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Topics: DOL, Department of Labor, white papers, Josie Martinez, Michael Cramer, Audit, Don't Roll the Dice on Department of Labor Audits, Deanna Johnson, Beneflex Insurance Services, EBS Capstone, mock audit

It’s Not a Matter of “If,” But “When” You Get Audited By the U.S. Department of Labor

Posted by: Bill Olson    Jun 2, 2015 5:44:00 PM

Department of Labor AuditAs the saying goes, an ounce of prevention is worth a pound of cure, and that’s definitely the case when it comes to a health plan audit by the U.S. Department of Labor (DOL). And prevention is certainly warranted, according to Jeff Hadden, Partner at LHD Benefit Advisors (a UBA Partner Firm), because it’s not a matter of “if” you’re getting audited, but “when” you get a letter from the DOL that your company is being audited.

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Topics: DOL, Department of Labor, white papers, Jeff Hadden, Michael Cramer, Audit

Can Employers Assist Employees with Premiums for Individual Plans?

Posted by: Carol Taylor    Nov 13, 2014 8:56:00 AM

On November 6, 2014, the collective Departments of Health and Human Services (HHS), Labor (DOL) and the Treasury released three Frequently Asked Questions (FAQs) directed at employer payment plans for the purchase of individual insurance. While the departments had previously released several other pieces of guidance about these arrangements, this latest round exclaimed an emphatic no!

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Topics: HHS, DOL, employers, employees, premiums, individual plans, Carol Taylor, FAQ