United Benefit Advisors Insight and Analysis Blog

Stemming the Tide of Opioid Abuse: A Brief Guide for Employers

Posted by: Corey Belken, PharmD    Feb 14, 2017 9:30:00 AM

In January 2017, an NBC news investigation found that an “epidemic” of opioid abuse had helped turn the once-prosperous city of Wilkes Barre, Pennsylvania, into “the most unhappy place in America.” Working in the epicenter of the “scourge” that had resulted in 137 fatal overdoses in a county of only 318,000 people in 2016, the coroner reported that opioid addiction was “eating away at the core of society.”1 Although an extreme example, Wilkes Barre’s unhappy experience is being repeated in communities throughout the United States, resulting in problems that you probably recognize—and a few that you may not be aware of.

Read More

Topics: health care cost containment, drug abuse, EpiphanyRx, opioid abuse, prescription drugs

Benchmarking Your Cost-Shifting Strategy

Posted by: RJ Nelson    Feb 9, 2017 4:04:45 PM

We recently shared healthcare cost benchmarking best practices and reported on the best and worst industries/states for group healthcare. But how much are you contributing toward healthcare costs vs. your employees? That’s a key benchmark, especially when “cost-shifting” is the main strategy for mitigating risk for employers. You may have the most affordable plan, but if you are passing most of that cost on to your employees, you may not be a competitive employer.

Read More

Topics: health plan benchmarking, UBA Health Plan Survey, health care cost containment, health care benchmarking, out-of-pocket costs, RJ Nelson

Solving the Prescription Puzzle

Posted by: Mary Delaney, MSPT, CWP    Jan 24, 2017 9:30:00 AM

Determining how an employer develops the most effective formulary, while protecting the financial stability of the plan, is certainly the challenge of this decade. Prescription management used to mean monitoring that the right people are taking medications to control their disease while creating strategies to move them from brand name to generic medications. With the dawn of specialty medications, formulary management has become a game of maximizing the pass-through of rebates, creating the best prior authorization strategies and tiering of benefits to create some barrier to more expensive medications, all without becoming too disruptive.

Read More

Topics: UBA Health Plan Survey, multi-tier prescription drug plans, prescription drug cost, Vital Incite, mail order drug benefits, health care cost containment, disease management, Mary Delaney, prescription management

Identify and Evaluate the Impact of Your Wellness Program

Posted by: Mary Delaney, MSPT, CWP    Jan 5, 2017 9:30:00 AM

Measuring program value, or return on investment, is critical and imperative in managing a healthy wellness program. Further, clearly identifying and objectively evaluating the impact helps keep the vendor focused on what is critical for the employer. If these programs are not having the impact intended, then the cost of those services is only adding to medical spending waste.

Read More

Topics: employee engagement, wellness, employee wellness, wellness programs, UBA Health Plan Survey, population health strategy, Vital Incite, health care cost containment, Mary Delaney, biometric risk assessment

2016 Health Plan Survey: Topline Trends at a Glance

Posted by: Jason Reeves    Nov 1, 2016 10:30:00 AM

The 2016 UBA Health Plan Survey contains the validated responses of 19,557 health plans and 11,524 employers, who cumulatively employ over two and a half million employees and insure more than five million total lives. Our data reflects the experiences of 99% of U.S. businesses in rough proportion to their actual prevalence, not just the largest employers who are often the sole focus in other surveys. As a result, our findings are extensive, so we’ve compiled a topline list of the biggest trends below.

Read More

Topics: ACA, PPACA, UBA Health Plan Survey, health care cost containment, Jason Reeves, employee benefit trends, health cost shifting

Educating Employees on Wellness Program Options

Posted by: Kathy Ellis    Sep 20, 2016 10:30:00 AM

Adopting best practices for wellness program designs are important in successfully investing in a workplace environment focused on well-being. Finding the right partners, tools, and interventions, and creating an incentive design that hits the sweet spot to motivate employees to participate are all essential. Many organizations fall short and wellness programs often stall when employees do not understand the program. Whether they question an organization’s intent in offering a wellness program, the program components are too overwhelming or not communicated well, or employees simply do not understand how programs affect them, educating employees on wellness program options is crucial to a program’s success.

Read More

Topics: wellness incentives, employee benefits, wellness programs, health care cost containment, Kathy Ellis, Granite Group Benefits