United Benefit Advisors Insight and Analysis Blog

Keeping Pace with the Protecting Affordable Coverage for Employees Act

Posted by: Vicki Randall    Feb 16, 2017 9:30:00 AM

Last fall, President Barack Obama signed the Protecting Affordable Coverage for Employees Act (PACE), which preserved the historical definition of small employer to mean an employer that employs 1 to 50 employees. Prior to this newly signed legislation, the Patient Protection and Affordable Care Act (ACA) was set to expand the definition of a small employer to include companies with 51 to 100 employees (mid-size segment) beginning January 1, 2016.

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Topics: health care costs, ACA, essential health benefits, minimum essential coverage, Affordable Care Act, PACE Act, Compliancedashboard, Vicki Randall, Protecting Affordable Coverage for Employees Act, small employer

Post-PACE, UBA Conducts State-By-State Survey of Small Group Definitions

Posted by: Bill Olson    Feb 18, 2016 12:00:00 PM

Group of peopleThe newly enacted PACE Act offered significant relief to employers with 51 to 99 employees who, under the Patient Protection and Affordable Care Act (ACA), would otherwise have been subject to community rating.

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Topics: ACA, PPACA, community rating, Danielle Capilla, Affordable Care Act, PACE Act, small group insurance market, small group definition

CMS Provides Clarity on PACE Act Implications for States

Posted by: Danielle Capilla    Nov 12, 2015 12:00:00 PM

The Providing Affordable Coverage for Employees (PACE) Act amended the Patient Protection and Affordable Care Act (ACA) and redefined small employers as those with 50 or fewer employees; it also gives states the option to expand the definition to include employers with up to 100 employees (or, practically speaking, those with 51 to 100 employees, also called "mid-size employers"). Prior to the ACA, all states defined small employers as those with 1 to 50 or 2 to 50 employees; however, many have passed legislation redefining the group size up to 100 employees beginning in 2016. States are now in the process of determining what they define as "small employer."

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Topics: SHOP, small business, Danielle Capilla, Providing Affordable Coverage for Employees Act, PACE Act