United Benefit Advisors Insight and Analysis Blog

EEOC Files Suit Over Wellness Program

Posted by: Linda Rowings    Sep 9, 2014 1:32:00 PM

The Equal Employment Opportunity Commission (EEOC) has sued an employer because the penalty it applied for not participating in its wellness program was, in the eyes of the EEOC, so high that participation was not, as a practical matter, “voluntary.” Under EEOC rules, an employer may conduct medical examinations, which includes obtaining medical histories and blood draws, only in limited situations. One of those permitted situations is a voluntary wellness program. Because the program did not qualify as “voluntary,” the questions employees were asked about their health on a health risk assessment, a blood draw, and a range of motion assessment violated the Americans with Disabilities Act (ADA), according to the EEOC’s Complaint.

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Topics: employee engagement, wellness, ancillary benefits, health care costs, ACA, disability management, voluntary benefits, employee satisfaction, UBA Partner Firm, employee benefits, hr consulting, health care reform, health care, wellness programs, absence management, absenteeism, disability insurance, health risk assessment, PPACA Affordable Care Act, employee health, insurance solutions, medical plan, self funded health plans, HRA

Overcoming Employee Disengagement

Posted by: Bill Olson    Aug 27, 2014 2:31:00 PM

By Peter Freska, CEBS, Advisor
The LBL Group 
A United Benefit Advisors Partner Firm 

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Topics: employee engagement, wellness, ancillary benefits, health care costs, ACA, disability management, voluntary benefits, employee satisfaction, UBA Partner Firm, employee benefits, hr consulting, health care reform, health care, wellness programs, absence management, absenteeism, disability insurance, health risk assessment, employee health, insurance solutions, medical plan, self funded health plans, HRA

The Road to Better Absence Management

Posted by: Bill Olson    Aug 11, 2014 4:14:00 PM

By Stephen Coffman, Group Practice Leader
The Guardian Life Insurance Company of America  

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Topics: employee engagement, wellness, ancillary benefits, health care costs, ACA, disability management, voluntary benefits, employee satisfaction, UBA Partner Firm, employee benefits, hr consulting, health care reform, health care, wellness programs, absence management, absenteeism, disability insurance, employee health, insurance solutions, medical plan, self funded health plans

Funding Concierge Medicine Costs with HSAs/FSAs

Posted by: Dave Woodruff    Feb 4, 2014 10:28:00 AM

By Dave Woodruff
The A.I. Group, Inc.

Most of us have heard of “concierge medicine” and it’s gaining popularity, especially among executives.  As more people enroll, more questions are popping up that we haven’t heard before.  One of the most frequent questions we’ve heard is, “Can I fund the cost of the concierge with my health savings account (HSA) or flexible spending account (FSA)?”

The answer is an absolute “maybe!”

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Topics: health care costs, health insurance, UBA Partner Firm, employee benefits, health care, FSA, concierge medicine, flexible spending account, health savings account, HSA

Why Your Disability Insurance Audit is So Important

Posted by: Terry Allard    Jan 27, 2014 2:49:00 PM

Terry Allard, Sr. Benefit Advisor
The Wilson Agency, LLC

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Topics: ancillary benefits, disability management, UBA Partner Firm, employee benefits, hr consulting, absence management, absenteeism, disability insurance

The New FSA Carryover Rule…Pros and Cons…

Posted by: Josie Martinez    Nov 5, 2013 10:36:00 AM

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Topics: health care costs, UBA Partner Firm, UBA, hr consulting, health care, FSA, Health FSA

Three Strategic Steps to Getting Your Business Ready for 2014

Posted by: Holly Parsons    Oct 22, 2013 2:24:00 PM

Mike Humphrey
Sr. Benefit Advisor
The Wilson Agency, a UBA Partner Firm 

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Topics: compliance, ACA, UBA Partner Firm, health care reform, PPACA, HR compliance

How Large Employers are Responding to Health Care Reform

Posted by: Peter Freska    Sep 17, 2013 3:22:00 PM

Peter Freska, CEBS
Benefits Advisor
The LBL Group, A UBA Partner Firm

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Topics: health care costs, health insurance, UBA Partner Firm, employee benefits, hr consulting, health care reform, health care

UBA Rolls Out the Red Carpet at Annual Ubbie Awards

Posted by: Bill Olson    Jul 23, 2013 12:57:00 PM

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Topics: UBA Partner Firm, UBA, hr consulting, health care reform, Thomas Mangan