United Benefit Advisors Insight and Analysis Blog

Why Buy Group Health Insurance through a Broker?

Posted by: Terry Allard    Feb 24, 2015 12:00:00 PM

Employers have a lot of choices when it comes to buying group health insurance, including going directly to a carrier (or one of its agents), buying online, or going through a broker. Direct-to-carrier paths make it more difficult to shop the market across product lines, and buying online can leave the employer responsible for navigating “representative” quotes, difficult terminology, Patient Protection and Affordable Care Act (PPACA) compliance and ongoing service issues. Good brokers, on the other hand, have the market, compliance, and product knowledge to help employers save money and appropriately manage risk. They will typically offer hands-on experience, free top tools and resources, and a one-stop shop for programs and services. United Benefit Advisors (UBA) is a partnership of the country’s leading independent brokers, a unique model that offers the “Wall Street” savings, resources, and efficiencies of a large centralized company along with the “Main Street” personalized service and entrepreneurial spirit of a local business. In fact, that’s why we like to call UBA Partners “advisors,” not “brokers.” There are many questions you should ask before hiring an advisor, but first and foremost, benefit advisors should have the heart of a teacher in order to effectively guide you through the complex maze of regulations, legalities, coverages, plans, and options.

Read More

Topics: group health insurance, United Benefit Advisors, broker, cost management, advisor

Top 2014 UBA Publications for Employers

Posted by: Bill Olson    Jan 8, 2015 11:53:00 AM

459446783_546width

UBA publishes many white papers, an executive summary of its annual Health Plan Survey, and other custom reports. Below are the publications that garnered the most interest and requests from employers in 2014.


 

Read More

Topics: health plan benchmarking, PPACA, employers, 2014, United Benefit Advisors, white papers, Publications

Is it Time to Revisit [or Review?] Your PEO Arrangement?

Posted by: Bill Olson    Sep 29, 2014 10:04:00 AM

By Peter Freska, MPH, CEBS
Benefits Advisor, The LBL Group
A United Benefit Advisors Partner Firm

Read More

Topics: UBA, PPACA, retirement, PEO, Professional Employer Group, United Benefit Advisors, The Patient Protection and Affordable Care Act, HRIS