United Benefit Advisors Insight and Analysis Blog

With Below Average Cost, Increasing Enrollment, CDHPs Have Big Impact

Posted by: Bill Olson    Dec 7, 2017 9:30:00 AM

When most experts think of group healthcare plans, Preferred Provider Organization (PPO) plans largely come to mind—though higher cost, they dominate the market in terms of plan distribution and employee enrollment. But Consumer-Directed Health Plans (CDHPs) have made surprising gains. Despite slight cost increases, CDHP costs are still below average and prevalence and enrollment in these plans continues to grow in most regions—a main reason why it was one of the top 7 survey trends recently announced.

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Topics: consumer-directed health plan, CDHPs, UBA Health Plan Survey, group benefit plans, health plan benchmarking

Best and Worst States for Group Health Care Costs

Posted by: Matt Weimer    Feb 15, 2017 11:57:47 AM

Employer-sponsored health insurance is greatly affected by geographic region, industry, and employer size. While some cost trends have been fairly consistent since the Patient Protection and Affordable Care Act (ACA) was put in place, UBA finds several surprises in its latest Health Plan Survey. Based on responses from more than 11,000 employers, UBA recently announced the top five best and worst states for group health care monthly premiums.

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Topics: group health care cost, employer-sponsored health insurance, UBA Health Plan Survey, CDHP, consumer-directed health plan, health plan benchmarking

Survey: Enrollment in Consumer-Directed Health Plans Jumps 22 Percent Despite Increase in Plan Costs

Posted by: RJ Nelson    Oct 20, 2016 10:30:00 AM

Our 2016 Health Plan Survey results are in and as our preliminary findings indicated, while employer costs remained steady, employees continue to take on more cost for coverage. With PPO deductibles rising 50 percent, UBA finds that consumer-directed health plans (CDHPs) continue to increase in popularity even though they are offering less savings than a year ago. Our newly released 2016 Health Plan Survey Executive Summary finds 26.4 percent of all U.S. employees are now enrolled in CDHP plans, an increase of 21.7 percent from last year and nearly 70 percent from five years ago.

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Topics: UBA Health Plan Survey, CDHPs, consumer-directed health plan, health plan benchmarking, health plan costs