United Benefit Advisors Insight and Analysis Blog

Should Employers Opt Out of Their Coverage Opt-Out Program?

Posted by: Danielle Capilla    Jan 21, 2016 11:00:00 AM

According to the 2015 UBA Health Plan Survey, fewer employers are offering bonuses to waive coverage, but for those that do, the bonus amount is on the rise. Only 2.9% of employers offered a bonus to employees to waive medical coverage in 2015, a 17.1% decrease from 3.5% two years ago. The average annual single bonus in 2015 was $1,680, which is a 10% increase from 2013.

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Topics: ACA, Affordability, UBA Health Plan Survey, Danielle Capilla, coverage waiver bonus, opt-out arrangement

Who’s Eligible for Coverage? UBA Survey Looks at Dependents, Spouses, Hours Worked

Posted by: Bill Olson    Nov 23, 2015 11:00:00 AM

The UBA Health Plan Survey looks at over 18,000 health plans sponsored by nearly 11,000 employers nationwide to offer the largest data source on plan costs and design. While headlines talk about issues related to same sex and dependent coverage, the 2015 Health Plan Survey looks at the facts. When it comes to who is being covered, we also look at how many employers are complying with the requirement to cover employees working 30 hours or more. The findings may surprise you. The option to waive coverage altogether is fading but bonuses to do so are on the rise. Here are the statistics on these issues.

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Topics: UBA Health Plan Survey, dependent coverage, health insurance eligibility, UBA Health Plan Survey Executive Summary, coverage waiver bonus