President Obama has signed the omnibus legislation that includes the Consolidated Appropriations Act for 2016 and a tax extenders package. The agreement will keep the federal government running through September 2016. Within the legislation is language that significantly impacts provisions of the Patient Protection and Affordable Care Act (ACA), largely through delays of upcoming taxes.
Consolidated Appropriations Act
The 2014 UBA Health Plan survey of nearly 10,000 employers finds that employers are shifting more responsibility and cost to workers through increases in out-of-pocket costs and cutbacks in family benefits.
health plan survey,
UBA publishes many white papers, an executive summary of its annual Health Plan Survey, and other custom reports. Below are the publications that garnered the most interest and requests from employers in 2014.
health plan benchmarking,
United Benefit Advisors,
The employer-shared responsibility (“play or pay”) requirements do not apply to small employers and have been delayed until 2016 for most mid-sized employers. This raises the question – what exactly is included in the play or pay requirement, which a small employer may be able to ignore and that mid-size employer may not need to meet until later?
Play or Pay,
On November 6, 2014, the collective Departments of Health and Human Services (HHS), Labor (DOL) and the Treasury released three Frequently Asked Questions (FAQs) directed at employer payment plans for the purchase of individual insurance. While the departments had previously released several other pieces of guidance about these arrangements, this latest round exclaimed an emphatic no!