United Benefit Advisors Insight and Analysis Blog

Choosing the Right Flexible Benefit for Employees

Posted by: Blake London    Oct 25, 2018 12:56:25 PM

Trying to decide which of the many employer-sponsored benefits out there to offer employees can leave an employer feeling lost in a confusing bowl of alphabet soup—HSA? FSA? DCAP? HRA? What does it mean if a benefit is “limited” or “post-deductible”? Which one is use-it-or-lose-it? Which one has a rollover? What are the limits on each benefit?—and so on.

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Topics: Flexible Benefits, HRA, FSA, HSA, employee benefit plans

What You Need to Know about Health Flexible Spending Accounts

Posted by: Danielle Capilla    Aug 29, 2017 9:30:00 AM

A health flexible spending account (FSA) is a pre-tax account used to pay for out-of-pocket health care costs for a participant as well as a participant's spouse and eligible dependents. Health FSAs are employer-established benefit plans and may be offered with other employer-provided benefits as part of a cafeteria plan. Self-employed individuals are not eligible for FSAs.

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Topics: health flexible spending account, FSA, group benefit plans

Why HSAs Linked to HDHPs are Making a Comeback

Posted by: UBA Admin    Jul 21, 2014 11:04:00 AM

By Elizabeth Kay
Compliance and Retention Analyst for AEIS, UBA Partner Firm in San Mateo, CA

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Topics: PPACA, health insurance exchanges, employee wellness, retirement, health marketplace, FSA, small group employers, Group health plans, private insurance exchange, benefit communication, benefit consultants, benefit management, compliance with health care reform, employee health, group health insurance, healthcare consumerism, health plan compliance, health reimbursement account, insurance solutions, medical plan, self funded health plans, concierge medicine, HSA, flexible spending account, small business, health reimbursement arrangements, health savings accounts, HRA

Funding Concierge Medicine Costs with HSAs/FSAs

Posted by: Dave Woodruff    Feb 4, 2014 10:28:00 AM

By Dave Woodruff
The A.I. Group, Inc.

Most of us have heard of “concierge medicine” and it’s gaining popularity, especially among executives.  As more people enroll, more questions are popping up that we haven’t heard before.  One of the most frequent questions we’ve heard is, “Can I fund the cost of the concierge with my health savings account (HSA) or flexible spending account (FSA)?”

The answer is an absolute “maybe!”

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Topics: employee benefits, health care, health care costs, health insurance, UBA Partner Firm, FSA, concierge medicine, HSA, flexible spending account, health savings account

The New FSA Carryover Rule…Pros and Cons…

Posted by: Josie Martinez    Nov 5, 2013 10:36:00 AM

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Topics: health care, health care costs, hr consulting, UBA, UBA Partner Firm, FSA, Health FSA