United Benefit Advisors Insight and Analysis Blog

Question of the Month

Posted by: Karen Hsu    Jul 26, 2018 11:52:33 AM

Q.For a high deductible health plan (HDHP) to qualify for health savings account (HSA) eligibility, what is the minimum amount that an embedded individual deductible can be?

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Topics: HDHPs, health savings account, HSA, High Deductible Health Plans

IRS Issues Transition Relief Notice for Plans with Male Sterilization or Contraceptive Benefits

Posted by: Karen Hsu    May 31, 2018 10:00:00 AM

Recently, some states adopted laws that
require certain health insurance policies to
provide benefits for male sterilization and male contraceptives without cost-sharing.

However, under health saving account (HSA) eligibility requirements, a high deductible health plan (HDHP) generally may not provide benefits for any year until the minimum deductible for that year is satisfied. Although an HDHP may provide preventive care without a deductible or with a deductible that is below the minimum annual amount required by HSA eligibility requirements, male sterilization and male contraceptives are not considered preventive care under the Social Security Act or any Treasury Department guidance.

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Topics: HDHPs, HSAs, IRS Notice 2018-12

2018 Amounts for HSAs; Retroactive Medicare Coverage Effect on Contributions

Posted by: Danielle Capilla    Jun 8, 2017 8:30:00 AM

IRS Releases 2018 Amounts for HSAs

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Topics: HDHPs, health savings accounts, UBA Health Plan Survey, HSAs, Medicare coverage

CDHPs: Not Yet Cost Savers Nationally

Posted by: Thomas Mangan    Mar 8, 2013 9:51:00 AM

By Thom Mangan
CEO, United Benefit Advisors 

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Topics: health plan survey, health care costs, employee benefits, hr consulting, health care, CDHPs, HDHPs