Blog | long term disability

2013: The Year of Ancillary Benefits

Posted by: Mary Drueke-Collins, FSA Mar 29, 2013 11:13:00 AM

By Mary F. Drueke, FSA
Vice President of Employee Benefits
Swartzbaugh-Farber & Associates, Inc., a UBA Partner Firm

Topics: ancillary benefits, long term disability, health care costs, health care, dental insurance

All posts

Browse by Tag

PPACA (136)
ACA (116)
employee benefits (111)
health care reform (86)
group health insurance (81)
employee wellness (68)
health care (68)
compliance with health care reform (67)
benefit communication (65)
employee health (65)
health insurance exchanges (65)
benefit management (64)
health care costs (64)
benefit consultants (63)
hr consulting (62)
medical plan (62)
Affordable Care Act (61)
health plan compliance (60)
insurance solutions (60)
UBA Health Plan Survey (59)
healthcare consumerism (58)
Danielle Capilla (57)
health reimbursement account (57)
UBA (54)
self funded health plans (51)
Group health plans (48)
private insurance exchange (44)
wellness (41)
health marketplace (39)
health insurance (37)
PPACA Affordable Care Act (36)
small business (35)
small group employers (32)
retirement (31)
employee engagement (28)
HRA administration (26)
HR compliance (25)
employee communication (25)
health plan benchmarking (23)
IRS (20)
compliance (18)
employer shared responsibility (18)
health plan survey (17)
wellness programs (17)
Department of Labor (16)
HSA (15)
COBRA (14)
HR webinars (14)
HRA (14)
voluntary benefits (14)
group benefit plans (12)
Cadillac Tax (11)
Linda Rowings (11)
Thomas Mangan (11)
applicable large employers (11)
health insurance premiums (11)
health reimbursement arrangements (11)
minimum essential coverage (11)
COBRA continuation coverage (10)
employee satisfaction (10)
family insurance benefits (10)
health care cost containment (10)
prescription drug cost (10)
workplace culture (10)
workplace wellness (10)
CDHPs (9)
ERISA (9)
HIPAA (9)
Jennifer Kupper (9)
UBA Partner Firm (9)
health savings accounts (9)
healthy lifestyles (9)
human resources (9)
FMLA (8)
IRS Form 1095 (8)
ancillary benefits (8)
cafeteria plan (8)
dependent insurance (8)
dependents (8)
independent employee benefits advisors (8)
leadership (8)
self-funding (8)
summary of benefits and coverage (8)
ACA reporting (7)
IRS Reporting Rules (7)
Medicaid (7)
Play or Pay (7)
Transitional Reinsurance Fee (7)
benefits compliance (7)
disability management (7)
exercise (7)
health savings account (7)
play or pay requirements (7)
wellness incentives (7)
Centers for Medicare and Medicaid Services (6)
DOL (6)
Don't Roll the Dice on Department of Labor Audits (6)
Elizabeth Kay (6)
Employee Assistance Programs (6)
HHS (6)
HSAs (6)
IRS reporting (6)
LHD Benefit Advisors (6)
Medicare (6)
Nancy Bourque (6)
Open Enrollment (6)
Qualified Small Employer HRA (6)
SBC (6)
The Wilson Agency (6)
absence management (6)
absenteeism (6)
consumer-driven health plan (6)
disability insurance (6)
health care cost (6)
recruiting (6)
2014 Health Plan Survey (5)
21st Century Cures Act (5)
Department of Health and Human Services (5)
EEOC (5)
FSA (5)
HSA funding (5)
IRS Form 1094 (5)
Michael Fleck (5)
PPACA reporting (5)
Self-Funded (5)
Vital Incite (5)
benefits communication (5)
contraception coverage (5)
employee benefit plans (5)
employee benefit trends (5)
employers (5)
excise tax (5)
long-term care insurance (5)
mental health (5)
minimum value coverage (5)
office productivity (5)
prescription drug plans (5)
same sex marriage (5)
time management (5)
work environment (5)
2014 (4)
2015 (4)
Carol Taylor (4)
Compliancedashboard (4)
Cost-Sharing (4)
Form 1095-C (4)
Form 5500 (4)
HDHPs (4)
Job Interviews (4)
Long-Term Care (4)
Mary Delaney (4)
PCORI Fee (4)
Peter Freska (4)
Section 125 plan (4)
TRF (4)
U.S. Supreme Court (4)
UBA Partner Firms (4)
UBA white paper (4)
association health plans (4)
benefits cost control (4)
change in status event (4)
company culture (4)
compliance recap (4)
corporate culture (4)
employer-shared responsibility reporting (4)
excepted benefits (4)
health care benefits (4)
health care coverage (4)
health insurance cost (4)
health plan cost trends (4)
health plan costs (4)
health risk assessment (4)
iaCONSULTING (4)
leave of absence (4)
multi-tier prescription drug plans (4)
nondiscrimination rules (4)
office culture (4)
private exchanges (4)
retirement savings (4)
section 125 plans (4)
talent retention (4)
white papers (4)
work performance (4)
ACA Section 1557 (3)
ACA penalties (3)
Affordability (3)
Audit (3)
Benefit Payment and Parameters rule (3)
Benefits Passport (3)
HIPAA audit (3)
HPID (3)
HRAs (3)
Heather Mills (3)
Individual mandate (3)
Internal Revenue Service (3)
Job Candidates (3)
LTC Solutions, Inc. (3)
LTCi (3)
Michael Cramer (3)
Millennials (3)
Millennials in the Workforce (3)
OSHA (3)
PACE Act (3)
PCORI (3)
PPO (3)
PTO (3)
Patient Centered Outcomes Research Institute (3)
QSE HRA (3)
SHOP (3)
Section 125 (3)
Society for Human Resource Management (3)
UBA 2013 Health Plan Survey (3)
UBA Benefit Opinions Survey (3)
United Benefit Advisors (3)
VSP Vision Care (3)
Vicki Randall (3)
benefit plan design (3)
benefits enrollment (3)
community rating (3)
consumer-directed health plan (3)
covered entities (3)
disability income protection (3)
discrimination (3)
disease management (3)
diverse workforce (3)
diversity (3)
employee benefits advisors (3)
employee benefits technology (3)
employee burnout (3)
employer-sponsored health insurance (3)
employment law (3)
essential health benefits (3)
family planning (3)
fringe benefits (3)
group benefits (3)
health (3)
health care benchmarking (3)
health care deductibles (3)
health plan trends (3)
mail order drug benefits (3)
office environment (3)
out-of-pocket limits (3)
pharmacy benefits (3)
population health strategy (3)
premium subsidies (3)
prescription drug trends (3)
prescription drugs (3)
preventive services (3)
productivity (3)
qualifying event (3)
recruitment (3)
religious opposition to contraception (3)
retirement planning (3)
small business health options program (3)
social media (3)
teamwork (3)
technology (3)
vision benefits (3)
vision care (3)
well-being (3)
workplace safety (3)
6055 Reporting (2)
6056 Reporting (2)
ACA Section 6055 (2)
ACA Section 6056 (2)
ACA excise tax (2)
AEIS Advisors (2)
Adjustments (2)
Affordable Care Act Information Returns (2)
Benefit (2)
Beneflex Insurance Services (2)
CMS (2)
Compliance Advisor (2)
DOL audit (2)
DOMA (2)
Deanna Johnson (2)
Design Thinking (2)
EAP (2)
EAPs (2)
Executive Summary (2)
Fair Labor Standards Act (2)
Federal Poverty Level (2)
Feedback (2)
Form 1094-C (2)
Form 1095-B (2)
Generational Differences (2)
Gig Economy (2)
Grandfathered health plans (2)
HIPAA privacy (2)
Hanna Global (2)
Hanna Global Services (2)
Health Coverage Tax Credit (2)
High Deductible Health Plans (2)
IRS Form 1094-C (2)
IRS Form 5500 (2)
IRS Form 6055 and 6056 (2)
IRS-SSA-CMS Data Match Program (2)
Interview Questions (2)
Jason Reeves (2)
Jeff Hadden (2)
Jennifer Jones (2)
Josie Martinez (2)
Kevin D. Seeker (2)
Mary Drueke-Collins (2)
Mathew Augustine (2)
Medicare Part D (2)
Medicare coverage (2)
Medicare secondary payer (2)
Medigap (2)
Mental Health Parity and Addiction Act (2)
Obamacare (2)
Obergefell v Hodges (2)
PPACA fees (2)
Premium Tax Credit (2)
Premium Tax Credits (2)
Scott Deru (2)
Small Employers (2)
Sun Life Financial (2)
The LBL Group (2)
The Patient Protection and Affordable Care Act (2)
UBA Health Plan Survey Executive Summary (2)
UBA PPACA Advisor (2)
Working Parents (2)
account-based plans (2)
actuarial value (2)
administration (2)
annual benefit limits (2)
artificial intelligence (2)
benefit plan reporting (2)
benefits (2)
benefits technology (2)
biometric screening (2)
bullying (2)
business associates (2)
company policy (2)
compliance documents (2)
concierge medicine (2)
contraception (2)
cost of health care (2)
cost-sharing limit (2)
counting employees (2)
coverage waiver bonus (2)
cyberbullying (2)
delay (2)
dental insurance (2)
dependent care (2)
dependent care flexible spending account (2)
diet (2)
digital eye strain (2)
disability income (2)
disaster preparedness (2)
eating at work (2)
education assistance (2)
eligibility waiting periods (2)
email (2)
employee benefit limits (2)
employee benefit plan design (2)
employee education (2)
employee participation (2)
employees (2)
employer payment plans (2)
extended (2)
family medical leave (2)
flexibility in the workplace (2)
flexible spending account (2)
fmla abuse (2)
grandmothering (2)
group health care cost (2)
group medical benefits (2)
health benefits (2)
health care claims (2)
health care plans (2)
health care subsidies (2)
health care trends (2)
health insurance policy (2)
health plan design (2)
health screening (2)
highlights (2)
income protection (2)
independent contractors (2)
individual plans (2)
individual shared responsibility (2)
inflation (2)
insurance Marketplace (2)
insurance cost control (2)
job search (2)
leave-based donation program (2)
motivation (2)
offer of coverage (2)
opt-out arrangement (2)
out-of-pocket costs (2)
personal time off (2)
pharmacy (2)
premium reimbursement (2)
premium tax subsidy (2)
prescription drug copays (2)
preventive screening (2)
protected health information (2)
remote work (2)
retirement security (2)
return on investment (2)
short-term insurance (2)
single-payer system (2)
stop loss coverage (2)
stop-loss insurance (2)
stress (2)
student loan (2)
substance abuse (2)
supplemental health coverage (2)
tax credits (2)
tax law (2)
transition relief (2)
vacation (2)
voluntary wellness programs (2)
wearable fitness devices (2)
wellness compliance (2)
white paper (2)
work-life balance (2)
working conditions (2)
workplace discrimination (2)
workplace injuries and illnesses (2)
100 Healthcare Statistics to Know (1)
2014 premium tax credits (1)
2016 (1)
2016 election (1)
2018 (1)
401(k) supplement (1)
ACA Advisor (1)
ACA fees (1)
ACA transition relief (1)
ADA (1)
APTC (1)
Advanced Premium Tax Credit (1)
Albers & Company (1)
American Diabetes Association (1)
American Health Care Act (1)
American Health Care Act of 2017 (1)
Americans with Disabilities Act (1)
Andrea Kinkade (1)
BAA (1)
BRCA testing (1)
Baby Boomers (1)
Baltimore Sun (1)
Becker's Hospital Review (1)
Benefit Insurance Marketing (1)
Benefit and Payment Parameters Rule (1)
Better Care Reconciliation Act of 2017 (1)
Beverly E. Beattie (1)
Blue Shield of California (1)
Bob Bentley (1)
Branding (1)
Brenda Motheral (1)
Brian M. Goff (1)
C-Suite (1)
CDHP (1)
CHIP (1)
Cigna Collaborative Care Program (1)
Consolidated Appropriations Act (1)
Consolidated Omnibus Budget Reconciliation Act (1)
Cost-of-Living (1)
DBA (1)
Dan Bond (1)
Davis-Bacon Act (1)
Deadline (1)
December 5 (1)
Defense of Marriage Act (1)
Department of Labor audit (1)
Department of Labor salary considerations (1)
EBS Capstone (1)
EMT (1)
Effects of Prescription Drugs (1)
Employee Retirement Income Security Act of 1974 (1)
Employer Branding (1)
EpiphanyRx (1)
FAQ (1)
FAQs (1)
FLSA (1)
FPL (1)
Family and Medical Leave Act (1)
Federal Poverty Level safe harbor (1)
Federal Regulations (1)
Flexible Benefits (1)
Flu season (1)
GINA (1)
Generation X (1)
Generation Z (1)
Granite Group Benefits (1)
Growth Culture (1)
HFSA (1)
HIP fee (1)
HMO (1)
HPS (1)
HR Data (1)
HR Elements (1)
HR policies and procedures (1)
HRIS (1)
Hanna Global Solutions (1)
Health FSA (1)
Health Insurance Marketplace (1)
Health Insurance Provider fee (1)
Health Insurance Providers fee (1)
Health Insurers Tax (1)
Health Plan Identifier (1)
Health Reimbursement Accounts (1)
Hospital (1)
Hurricane Harvey (1)
IRS 1094 (1)
IRS 1095 (1)
IRS Code Section 105(h) (1)
IRS Code Section 125 (1)
IRS Form 8928 (1)
IRS Notice 2018-12 (1)
In-Patient (1)
Inclusion (1)
Internal Revenue Code (1)
Jennifer Stanley (1)
Kaminsky & Associates (1)
Kathy Binkley (1)
Kathy Ellis (1)
Kaycee Eaton (1)
Large Employers (1)
Limits (1)
Lori Kunkle (1)
MEC (1)
Magpie effect (1)
Mark Gaunya (1)
Mark Sherman (1)
Marketing (1)
Maryland (1)
McNamara-O'Hara Service Contract Act (1)
Medicare Part B (1)
Megan Ellis (1)
Megan Fromm (1)
Michael Humphrey (1)
Michael Ward (1)
Michael Weiskirch (1)
Mileage (1)
Minimum Value (1)
Monica Dignon (1)
Most Influential Women in Benefit Advising (1)
Notice 2014-55 (1)
November 15 (1)
OSHA reporting (1)
Office for Civil Rights (1)
PEO (1)
PHI (1)
Paid Family Leave (1)
Parameters (1)
Parents in the Workforce (1)
Part 1 (1)
Part 2 (1)
Part 3 (1)
Patrick McClelland (1)
Payment (1)
Physician (1)
Prescription Medication (1)
Pricing (1)
Principal Global Investors (1)
Problem Solving (1)
Professional Employer Group (1)
Protecting Affordable Coverage for Employees Act (1)
Providing Affordable Coverage for Employees Act (1)
Publications (1)
RFP (1)
RJ Nelson (1)
Rate Reprieve (1)
Reference-Based (1)
Resolutions (1)
Retroactive Transit Benefit (1)
Robert Black (1)
Robin J. Anderson (1)
Robots (1)
Rx (1)
SCA (1)
SHRM (1)
Sara Saidi (1)
Section 6055 Reporting (1)
Selden Beattie (1)
Sierra Sullivan (1)
Skinny Plans (1)
Social Security Administration (1)
Sponsors (1)
Statistics (1)
Steven Goethel (1)
Strategic Partner (1)
Summary Plan Description (1)
Summary of Material Modifications (1)
Supreme Court (1)
TIPA (1)
TRICARE (1)
Tara Marshall (1)
Tax Increase Prevention Act (1)
Technology Addiction (1)
Terry Allard (1)
The Magpie Effect (1)
The Student Worker Exemption Act (1)
Title VII (1)
Trade Preferences Extension Act of 2015 (1)
Transitional Reinsurance Program (1)
Transparency (1)
Travis Horne (1)
Two Step Process (1)
UBA 2014 Health Plan Survey (1)
UBA Benefit Opinion Survey (1)
UBA Partnership (1)
UBA Special Report (1)
UBA news (1)
UBA private exchange (1)
UMR (1)
USERRA (1)
United Benefit Adivsors (1)
VollkBell (1)
W-2 Box 1 safe harbor (1)
W-2 reporting (1)
W-2 safe harbor (1)
WisdomWorkplace Webinar (1)
Workforce Analytics (1)
Workplace Bias (1)
adoption assistance (1)
advisor (1)
affiliated service group (1)
affordability safe harbor (1)
affordable health care (1)
anesthesia (1)
annual disclosures (1)
attracting talent (1)
automatic deposit (1)
avoiding burnout (1)
benefit eligibility (1)
benefit plan enrollment (1)
benefits administration (1)
benefits discrimination (1)
benefits notices (1)
benefits taxation (1)
biometric risk assessment (1)
birth control (1)
blog (1)
body image (1)
brand-name vs generic drugs (1)
broker (1)
business associate agreement (1)
business continuity (1)
captive (1)
captive insurance arrangement (1)
change management (1)
charitable giving (1)
children (1)
church plan (1)
claims data (1)
client relationship life cycle (1)
cloud computing (1)
coinsurance (1)
collaboration (1)
college (1)
college graduates (1)
colonoscopy (1)
commodities (1)
common law marriage (1)
community paramedicine (1)
commute (1)
compensation (1)
compliance assessment (1)
composite rating (1)
consumer protection (1)
consumers (1)
continuous coverage (1)
contraception coverage accommodation (1)
contractor (1)
controlled group (1)
cost management (1)
cost of living adjustment (1)
cost-sharing limitations (1)
cost-sharing parameters (1)
counting employee hours (1)
coverage gaps (1)
coverage period (1)
covered employee (1)
covered employer (1)
creating culture (1)
credit (1)
creditable coverage notice (1)
critical illness (1)
custodial care (1)
cybersecurity (1)
data breach (1)
debt (1)
definition of spouse (1)
dependent coverage (1)
diabetes (1)
disability claims procedures (1)
disaster planning (1)
distracted workers (1)
donations (1)
drug abuse (1)
ePHI (1)
economic trends (1)
emergency medicine (1)
employee (1)
employee accidents (1)
employee benefit communication (1)
employee benefits consulting (1)
employee demographics (1)
employee injuries (1)
employee leave (1)
employee leave management (1)
employee perks (1)
employee safety (1)
employee social media use (1)
employee vs independent contractor (1)
employment eligibility (1)
empolyee engagement (1)
enrollment technology (1)
equality (1)
essential advisor (1)
ethics (1)
executive illness (1)
exempt employee salary (1)
exempt employees (1)
expatriate health coverage (1)
eye strain (1)
federally-facilitated exchange (1)
financial education (1)
financial health (1)
financial planning (1)
financial stress (1)
financial wellness (1)
fixed dollar indemnity plans (1)
fixed indemnity health plan (1)
four tips (1)
freelance (1)
fruits (1)
fully insured health plans (1)
gamification (1)
gay marriage (1)
globalization (1)
grandfathered plan (1)
grief (1)
group benefit eligibility (1)
group benefits platform (1)
group healthcare premiums (1)
guaranteed availability policy (1)
guidelines (1)
harvard (1)
health and welfare plans (1)
health care consumerism (1)
health care flexible spending account (1)
health care innovation (1)
health care plan design (1)
health cost shifting (1)
health flexible spending account (1)
health insurance eligibility (1)
health insurance subsidy (1)
health insurers providers fee (1)
health membership (1)
health plan enrollment (1)
health plan reporting (1)
health plans (1)
health related lost productivity (1)
healthcare policy (1)
healthcare risk mitigation (1)
healthcare savings (1)
healthy eating (1)
hobby lobby (1)
holidays (1)
human resources policy (1)
human resources solutions (1)
hurricane relief (1)
hypertension (1)
identity protection (1)
identity theft (1)
improved performance (1)
independent (1)
indexed benefit limits (1)
individual health plans (1)
information security (1)
insurance brokers (1)
insurance claims (1)
insurance contracts (1)
insurance costs (1)
insurance premium reimbursement (1)
insurance risk management (1)
internet security (1)
ivory tower (1)
job descriptions (1)
lactation counseling (1)
life insurance (1)
long term disability (1)
long-term care benefits (1)
marijuana (1)
marital status (1)
medical claim spend (1)
medical claims costs (1)
medical insurance (1)
medical loss ratio (1)
medical necessity (1)
meetings (1)
mentor (1)
mentorship (1)
metal level benefits (1)
mid-sized (1)
mobile recruiting (1)
mock audit (1)
monetary penalties (1)
multi-state plans (1)
multi-tier pharmacy benefits (1)
national origin (1)
no-match letter (1)
non-exempt employees (1)
nondiscrimination (1)
nondiscrimination testing (1)
notice of coverage (1)
nutrition (1)
office noise (1)
online enrollment (1)
open architecture platforms (1)
open enrollment periods (1)
opioid abuse (1)
organization (1)
organizational management (1)
out-of-network services (1)
out-of-pocket caps (1)
outcome-based wellness programs (1)
outdoors (1)
overtime (1)
overtime exemption (1)
paramedicine (1)
paramedics (1)
part-time employee insurance (1)
partner coverage (1)
password security (1)
pay gap (1)
payroll tax provisions (1)
pediatric dental (1)
penalties (1)
personal management (1)
personal time (1)
pets (1)
pets at work (1)
pharmacy copays (1)
position descriptions (1)
pre-tax benefits (1)
preferred provider organization (1)
premiums (1)
prescription drug coverage (1)
prescription management (1)
professors (1)
progress (1)
provider discrimination (1)
qualified beneficiary (1)
rate of pay safe harbor (1)
reduction in hours (1)
religious objections (1)
rescissions of coverage (1)
retaliation (1)
retirement benefit (1)
return to work plan (1)
risk adjustments (1)
risk management (1)
run-in policy (1)
run-out policy (1)
sabbatical (1)
scheduling (1)
self-insured financing (1)
self-insured medical plan (1)
senior care (1)
small business chronicle (1)
small business health care options (1)
small business healthcare (1)
small employer (1)
small group definition (1)
small group insurance (1)
small group insurance market (1)
soft skills (1)
specialty pharmacy drug prices (1)
spousal coverage (1)
spouse (1)
stop-loss (1)
succession planning (1)
survey (1)
tax reform (1)
tax reporting (1)
tax-credit subsidy (1)
taxable benefits (1)
taxation of health benefits (1)
terrorism (1)
tobacco cessation (1)
top 10 (1)
top 5 (1)
total rewards package (1)
tracking employee hours (1)
transit benefit parity (1)
transitional health insurance policy (1)
transitional relief (1)
transparency in health insurance rates (1)
travel insurance (1)
tuition reimbursement (1)
two-percent shareholder (1)
type 1 diabetes (1)
type 2 diabetes (1)
university (1)
user interface (1)
vaccination (1)
vaccination coverage (1)
value of investment (1)
variable-hour employee (1)
vegetables (1)
virtual reality (1)
wage and fringe benefit requirements (1)
waive medical coverage (1)
webinar (1)
weight loss program (1)
welfare benefit plans (1)
well-woman care (1)
wellness consulting (1)
wellness monitoring (1)
whistleblower complaints (1)
women's preventive services (1)
worker identity (1)
wraparound coverage (1)
young professionals (1)

See All »

United Benefit Advisors Insight and Analysis Blog

2013: The Year of Ancillary Benefits

Subscribe to Email Updates

Latest Posts

Browse by Tag

Contact Us

United Benefit Advisors Insight and Analysis Blog

2013: The Year of Ancillary Benefits

Subscribe to Email Updates

Latest Posts

Browse by Tag

Contact Us

Join our blog

FOLLOW US