United Benefit Advisors Insight and Analysis Blog

UBA Survey: Weary Families Get a Break While Singles See Out-of-Pocket Cost Increases

Posted by: Bill Olson    Nov 21, 2017 9:47:00 AM

While the rate impact of the regulatory environment plays out, one thing is clear from the 2017 UBA Health Plan Survey: employers continue to shift a greater share of expenses to employees through out-of-pocket cost increases. While this is just one of 7 mega trends uncovered in the survey, it is particularly interesting this year because singles were hit more heavily than families as compared to years past.

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Topics: UBA Health Plan Survey, out-of-pocket costs, health care trends, health care deductibles

Benchmarking Your Cost-Shifting Strategy

Posted by: RJ Nelson    Feb 9, 2017 4:04:45 PM

We recently shared healthcare cost benchmarking best practices and reported on the best and worst industries/states for group healthcare. But how much are you contributing toward healthcare costs vs. your employees? That’s a key benchmark, especially when “cost-shifting” is the main strategy for mitigating risk for employers. You may have the most affordable plan, but if you are passing most of that cost on to your employees, you may not be a competitive employer.

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Topics: UBA Health Plan Survey, health care benchmarking, health plan benchmarking, health care cost containment, out-of-pocket costs, RJ Nelson