United Benefit Advisors Insight and Analysis Blog

Make Your Employer Brand More Purposeful

Posted by: Bill Olson    Dec 13, 2018 1:09:20 PM

Branding is big news. Beyond hoping to boost sales and profits through consumer-facing brands, branding is also a critical component for companies in their roles as employers. As budgets are being made and communications planned for 2019, there are steps big and small you can take to make employer branding a priority for your team in the new year.

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Topics: Branding, Employer Branding, recruiting, talent retention, company culture, Job Interviews

IRS Extends Due Date to Furnish ACA Forms to Participants and Provides Good Faith Penalty Relief

Posted by: Karen Hsu    Dec 11, 2018 1:12:23 PM

The Internal Revenue Service (IRS) issued Notice 2018-94 to extend the due date to furnish 2018 Forms 1095-B and 1095-C to individuals. The due date moves from January 31, 2019, to March 4, 2019.

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Topics: Form 1095-B, Form 1095-C, extended, compliance recap

Your Voluntary Benefits Plan May Lead To A Tragic Result

Posted by: Mitchell Nelson    Dec 6, 2018 12:52:59 PM

The end of the open enrollment season is in sight, and human resource professionals are breathing a sigh of relief as they close the door on the 2019 enrollment. Smart benefit managers are already beginning to assess new products and services for the next enrollment season and looking at how to improve their programs and processes.

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Topics: disability insurance, income protection, disability income protection, Millennials

Culture Questions

Posted by: Bill Olson    Dec 4, 2018 12:59:30 PM

With unemployment continuing at historically low numbers, it’s up to employers to win sought-after candidates. During an interview, employers are likely ready for the culture question. When asked about culture directly, according to an article in Fast Company, interviewers are quick to offer pat or polished answers.

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Topics: company culture, corporate culture, recruitment, recruiting

HHS Releases Inflation-Adjusted Federal Civil Penalty Amounts

Posted by: Karen Hsu    Nov 29, 2018 2:36:55 PM

The Department of Health and Human Services (HHS) issued its Annual Civil Monetary Penalties Inflation Adjustment. Here are some of the adjustments:

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Topics: compliance recap, HHS, Medicare

Happier Holidays, the HR Way

Posted by: Bill Olson    Nov 27, 2018 12:49:58 PM

Most people, according to a new survey featured in HR Dive, have the greatest sense of belonging in their own homes. That may not be surprising news, but what is interesting is that one third of respondents felt the greatest sense of belonging in their workplace. A significant percentage, 40 percent, attribute that feeling to actions their colleagues and managers take to check in on them, both personally and professionally. Belonging improves employee retention and productivity, certainly, but it requires acknowledgement of diversity and efforts at inclusion.

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Topics: holidays, human resources, diversity, Inclusion

It’s Flu Season...Again

Posted by: Bill Olson    Nov 20, 2018 1:38:54 PM

When flu season hits, absenteeism skyrockets and productivity drops. In a recent article, Employee Benefit News points out that the first step is the "ounce of prevention,” the flu vaccine. Providing for vaccination can be a smart benefit to offer employees, and it requires navigating misinformation about the vaccine, motivating employees to act, and contending with supply issues. For employers who want to increase vaccination rates, experts suggest making the process more convenient or incentivizing getting a shot. On-site programs are more effective since they are not only more convenient but also allow employees to be motivated by seeing their coworkers getting the shot. Regardless of approach, careful planning – from scheduling to ordering to addressing employee concerns – can help an office place stay healthier.

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Topics: Flu season, vaccination, vaccination coverage, employee benefits, workplace wellness, productivity

IRS Releases Final Forms and Instructions for 2018 ACA Reporting

Posted by: Karen Hsu    Nov 15, 2018 1:12:11 PM

The Internal Revenue Service (IRS) released instructions for both the Forms 1094-B and 1095-B and the Forms 1094-C and 1095-C and Forms 1094-B, 1095-B,1094-C, and 1095-C. There are no substantive changes in the forms or instructions between 2017 and 2018, beyond the further removal of now-expired forms of transition relief. There is a minor formatting change to Forms 1095-B and 1095-C for 2018. There are dividers for the entry of an individual’s first name, middle name, and last name. 

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Topics: compliance recap, IRS 1094, IRS 1095, IRS, ACA reporting

Giving Thanks in the Office

Posted by: Bill Olson    Nov 13, 2018 1:05:32 PM

While our personal lives may offer plenty of opportunities to give thanks, it's also important to make a habit of it in our professional lives, according to an article in the Cobb Business Journal. Few people in a study cited expressed gratitude for their work, and that might be because a culture of gratitude needs to be cultivated in the office, and from the top. Business leaders worried that giving thanks will be seen as hinting at a promotion, showing weakness, or failing to inspire hard work should take note of leaders like Richard Branson and Oprah Winfrey. Both view gratitude as an essential element of success and built empires by cultivating a culture of thankfulness. The data supports that mindset, with the vast majority of employees reporting they'd work harder for a more grateful boss.

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Topics: company culture, corporate culture, leadership

All Three Generations Need Income Protection

Posted by: Mitchell Nelson    Nov 8, 2018 12:56:27 PM

The top three workforce generations are Baby Boomers, Generation Xers and Millennials. These generations range from being born in 1946–1996, which is a 50-year difference from the first Baby Boomer to the last Millennial. Even with the large age gap, all of these individuals have a very similar concern—the loss of income if they are unable to work due to a disabling event such as an injury or illness. 

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Topics: Generational Differences, Millennials, Generation X, Baby Boomers, disability income, income protection