United Benefit Advisors Insight and Analysis Blog

5 Social Media Tips For Insurance Brokers

Posted by: Neil Mammele    Oct 11, 2018 12:43:43 PM

Social media and insurance brokers, a match made in heaven? Believe it or not, this dynamic duo is far from an oxymoron. In fact, claiming professional pages on social media channels is not only a common marketing tactic but a marketing best practice. Though people do not want to be actively sold to via social platforms, they are used to having relevant brand content mixed in with posts from their friends and family. So, how can you blend in with the best and provide a killer social experience? Follow these five tips for social media success:

 

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Topics: social media, insurance brokers, Marketing

Moments of Clarity: Being Transparent

Posted by: Bill Olson    Oct 9, 2018 1:47:01 PM

Aristotle was right when he said, “Nature abhors a vacuum.” Companies and politicians like to say that they’re transparent, when in fact, they’re often the opposite. And, as in nature, in the absence of facts, people will often fill their minds with what is perceived.

 

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Topics: Transparency, workplace culture, company policy

Use Caution When Operating a Car or Dangerous Machinery

Posted by: Bill Olson    Oct 4, 2018 12:55:52 PM

Everybody knows that you shouldn’t drink and drive. However, not everyone knows that prescription drugs can also impair a person’s ability to drive, or operate machinery. Even if they do know, they may not think that the impairment is significant enough to warrant avoiding the activity. Interestingly, while drunk driving has decreased, driving while on prescription or illegal drugs has increased.

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Topics: prescription drugs, Prescription Medication, Effects of Prescription Drugs

Yes, Boss/HR/Your Honor, That's My Email

Posted by: Bill Olson    Oct 2, 2018 12:21:50 PM

Ever hear of the acronym “CLEM”? That stands for career-limiting email and is a reminder to reconsider sending anything out in writing when a phone call may be the better option.

If you have to think twice about hitting that send button, then you shouldn’t hit it.

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Topics: email, human resources, employee communication, work performance, work environment, cyberbullying, workplace culture

IRS Releases Draft Forms and Instructions for 2018 ACA Reporting

Posted by: Karen Hsu    Sep 27, 2018 1:12:48 PM

The IRS recently released draft instructions for both the 1094-B and 1095-B and the 1094-C and 1095-C and the draft forms for 1094-B, 1095-B, 1094-C, and 1095-C. There are no substantive changes in the forms or instructions between 2017 and 2018, beyond the further removal of now-expired forms of transition relief. There is a minor formatting change to draft Form 1095-C for 2018. There are dividers for the entry of an individual’s first name, middle name, and last name.

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Topics: ACA Advisor, ACA reporting, health care coverage, compliance with health care reform, IRS reporting

Dear Brain, Please Let Me Sleep

Posted by: Bill Olson    Sep 25, 2018 12:13:06 PM

There are alarms to help people wake up, but there isn’t anything similar to help people fall asleep. It seems that no matter how much you zone out just before going to bed, the minute your head hits the pillow your brain kicks into overdrive. Thoughts of every decision made that day, things that need to be done tomorrow, or that stupid song just heard continue to flood the brain with activity.

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Topics: wellness, human resources, healthy lifestyles

DOL and IRS Release Additional Information on Association Health Plans

Posted by: Karen Hsu    Sep 20, 2018 1:04:47 PM

On August 20, 2018, the Department of Labor (DOL) posted the Association Health Plans ERISA Compliance Assistance fact sheet.

On August 20, 2018, the IRS added a new Q&A 18 to its Questions and Answers on Employer Shared Responsibility Provisions Under the Affordable Care Act. Q&A 18 confirms that:

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Topics: Department of Labor, association health plans, Internal Revenue Service

Facing Bias in the Workplace

Posted by: Bill Olson    Sep 18, 2018 2:14:37 PM

Data shows that when it comes to influencing people’s interactions in the workplace, generally information doesnt change behavior. As well-intentioned as diversity training might be, and while it is certainly a valuable tool for raising awareness and introducing language, unconscious cognitive bias takes time to change. Because of this, experts have started referring to bias not as a glass ceilingbut as a tax.

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Topics: workplace culture, Workplace Bias, workplace wellness

Final Rule on Short-Term, Limited-Duration Insurance

Posted by: Karen Hsu    Sep 13, 2018 1:55:19 PM

On August 3, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) published a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule.

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Topics: health insurance, Department of Health and Human Services, Department of Labor, Internal Revenue Service

Leveraging Generational Factors for Overall Success

Posted by: Bill Olson    Sep 11, 2018 12:53:35 PM

No matter what your office looks like—in a gig economy or a more traditional one, with or without AI—interviews will be a part of the culture. Learning about best practices benefits everyone, whether you are the interviewer or the interviewee. Especially at busy times, it can be easy to forget that an interview isn’t simply to learn about potential coworkers. In fact, a solid interview often uncovers and develops potential growth strategies for future-looking companies.

 

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Topics: job search, Job Interviews, Interview Questions